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HHCA Member Program

Commercial Insurance, Employee Benefits & Administration, and Personal Home & Auto Insurance programs that have been designed exclusively for HHCA members.

As a proud HHCA partner, our goal is to build long-term relationships with Members by clearly understanding their changing business needs and providing products and services that help protect their profitability, maintain a competitive edge, and improve safety on the job site.

Commercial Insurance
Bespoke coverage tailored to your company’s individual needs with premiums 10-20% below market average.

Employee Benefits & Administration
We’re proud to offer our Benefits Administration Outsourcing Services at a 20% reduction to WE HBA members.

Preferred Home & Auto Insurance
Your employees have access to savings of up to 40% on their home and auto insurance.

Build your business with Construction & Developers Advantage

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A full range of services to support your firm
  • Claims management and control adjuster services
  • Emerging trends and regulatory compliance
  • Loss control measures and risk transfer options
  • On-demand certificates
  • Sub-trade certificate management and monitoring
  • Tailored risk engineering services with our partners
  • Workplace safety
Coverage to increase your competitive edge
  • No Warranties or amended deductible clauses opposed to voided coverage

  • 10% Profit Sharing

  • Permission to Occupy

  • Delayed Opening Loss of Income

  • Soft Costs

  • Covered property includes temporary works such as cribbing, fencing, signs, scaffolding

  • Green Construction Coverage

  • Specialized Rating basis

  • Varying Terms for construction/erection phases, 12 months operations risk or up to 6 year term

  • Wrap Up Liability 24 Month term Completed Operations

  • Remedial Work Coverage

Contact us to find out more

Paul Christie

VP, Commercial Sales

Commercial Insurance

Our Construction & Developers Advantage program has been designed by our industry leading professionals that exclusively service the Development, Construction and Infrastructure industries.

  • Two (2) year rate guarantee
  • Lowest industry deductibles
  • Flexible policy terms
  • Profit sharing
  • Bespoke coverage tailored to your company’s individual needs

Employee Benefits & Administration

Our Employee Benefits program provides members with a fully insured benefit plan AND REFUND any money you paid that did not go towards claims or expenses.

  • Lowest admin fees in Canada
  • This year we are refunding over $2.5 million to our clients
  • An average refund of 11% per client
  • If in a deficit, you do not need to pay back the difference

Our Benefits Administration Outsourcing program consists of three pillars, which can be bundled or individually selected.

  • Savings for HHCA members.
  • Benefits Administration
  • Online Enrollment Tool
  • Leave of Absence Management
  • À la carte options available

Preferred Home & Auto Insurance Program

Your Preferred Insurance Program is an easy way for HHCA members and member employees to receive exclusive discounts on home and auto insurance. Members can enjoy savings of up to 40%.

We’re here to help you get started on your path to great savings!

  • Exclusive discounts on car and home insurance
  • Convenient payment plans
  • Fast, courteous, 24-hour claims service
  • Potential extra savings when claims-free, conviction-free, or bundling multiple policies
  • Resources & marketing tools to promote the program to employees

Let Us Call You

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Contact Us

We’re here to answer any questions you have about our products and services.