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Ranked in the top 5% of Insurance Brokerages in Canada, we have access to over 60 outstanding Canadian and International insurance companies to give you the lowest price and the best possible coverage!

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Learn how our G.R.I.P Program can offer your company an annual refund dividend on employee benefit packages.
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Busting The Top 5 Myths About Car Insurance

When it comes to shopping for car insurance, there’s a lot to think about — and everyone seems to have advice and information to share. But how much of what you hear is actually true? Let us make things a little clearer by breaking down some of the most common myths about car insurance.

Private insurance solutions to protect your
lifestyle and high value assets.

Private insurance solutions to protect your
lifestyle and high value assets.

Private insurance solutions to protect your
lifestyle and high value assets.

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You save on insurance when your employer is part of a group program.

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Employee Benefits

The Canadian employee benefits landscape is challenging. There are now more provider options than ever. As an independent advisor, we can help you determine which provider is the solution for you.

Commercial

Ranked in the top 5% of Insurance Brokerages in Canada, we give you access to the top insurance companies, competing for your business to ultimately give you the lowest price and the best possible coverage.

Home & Auto

Do you really know what you’re covered for? Thousands of clients who made the switch last year saved big! In fact, our customers save and average of $600+ per year on Home & Auto Insurance!

Latest Updates


Benefits of Cyber Liability Insurance

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Benefits of Cyber Liability Insurance When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an…

Live Well, Work Well – July 2018 Edition

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This month we discuss the World Health Organization's recent ban on artificially produced trans fats and helpful tips for snacking smart. WHO Calls for a Ban on Artificially Produced Trans Fat The World Health Organization (WHO) says that the artificially produced trans fats found in junk and fried foods contribute to more than 500,000 preventable…

5 Common Home Insurance Endorsements to Add to your Policy for Extra Coverage

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Home insurance is designed to protect you and your family when you need it most — but all policies have limits and exclusions, and you may want to add extra coverage to make sure you’ll always be protected. In the insurance world, an “endorsement” is a change to the coverage outlined in your insurance policy.…

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Why Choose A Broker?


We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs. Our dedicated employees are continually trained through IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs. We are experts at simplifying the intricacies of insurance policies, sharing our knowledge and presenting our best recommendations to you, the customer. Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums matched to the best coverage for your protection. Simply put we work with you to help you make a more informed decision.

The success of our independent brokerages relies solely upon satisfying your insurance needs. Therefore, it is always in our best interest to continually provide you with prompt and personal service whenever you are purchasing or updating your insurance. If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure you are treated fairly by the insurance company.

With A Broker Your Needs Take Priority


Agents are authorized to sell only the products of the company they work for. An independent broker, on the other hand, maintains relationships with several insurance companies. He or she will carefully assess your insurance needs and then search for the product that best meets your requirements. If your circumstances demand it, your broker will negotiate a tailor-made policy for you.

Your broker will make every effort to ensure you receive the most extensive coverage possible for the price paid. In fact, IBAO member brokers are bound by IBAO’s Code of Ethics to obtain the best possible coverage for their clients.
Simply put, working with a broker allows you to purchase customized insurance that would be impossible to access on your own, or to comparison shop for the product that gives you the best possible coverage.

Brokers Are Experienced In Assisting You Should A Loss Occur


Independent brokers pride themselves on offering personalized, caring service to their clients. They understand the confusion and stress felt when a loss occurs. They will help guide you through the claims process.

If you ask your broker for help, you can rest assured that you won’t reach one stranger after another at a call centre. Instead, you will be supported through a stressful period by your broker and his or her knowledgeable staff individuals who have taken the time to build trust in their business relationships with you.

Brokers Protect Your Privacy


Both the ethical code of conduct and laws under which licensed brokers operate stipulate that they are obligated to uphold your privacy. When you work with an independent broker, confidentiality is guaranteed.

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