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Ranked in the top 5% of Insurance Brokerages in Canada, we have access to over 60 outstanding Canadian and International insurance companies to give you the lowest price and the best possible coverage!

Yes, There Is a New Way To Do Benefits!
Learn how our G.R.I.P Program can offer your company an annual refund dividend on employee benefit packages.
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Employee Benefits

The Canadian employee benefits landscape is challenging. There are now more provider options than ever. As an independent advisor, we can help you determine which provider is the solution for you.

Commercial

Ranked in the top 5% of Insurance Brokerages in Canada, we give you access to the top insurance companies, competing for your business to ultimately give you the lowest price and the best possible coverage.

Home & Auto

Do you really know what you’re covered for? Thousands of clients who made the switch last year saved big! In fact, our customers save and average of $600+ per year on Home & Auto Insurance!

Latest Updates


How Effective Is Your Directors & Officers Policy?

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The number of Employment Practice Liability (EPL) lawsuits has been steadily increasing for years in Canada and no matter how prepared you are, or how good your procedures are, still over 50% of lawsuits are settled in favour of the employee. I find that EPL is an often overlooked part of an organizations insurance & risk management…

Live Well, Work Well – February Edition

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In this month’s Live Well, Work Well newsletter, we discuss preventive care for men, weight control tips, heart health tips, and a great Creamy Clam Chowder recipe.     Preventive Care for Men Preventive care, including regular doctor visits, is important for everyone. There are certain tests and screenings that are that are specific to…

Personal Lines Perspectives: Bell Data Breach & Bad Passwords

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Up to 100,000 Bell Customers Impacted by Data Breach Bell Canada, one of the nation’s largest telecommunications companies, announced Tuesday, Jan. 23 that up to 100,000 customers were affected by a data breach. The company has said that hackers likely obtained sensitive customer information, including subscriber names, phone numbers, account names and email addresses. At…

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Why Choose A Broker?


We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs. Our dedicated employees are continually trained through IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs. We are experts at simplifying the intricacies of insurance policies, sharing our knowledge and presenting our best recommendations to you, the customer. Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums matched to the best coverage for your protection. Simply put we work with you to help you make a more informed decision.

The success of our independent brokerages relies solely upon satisfying your insurance needs. Therefore, it is always in our best interest to continually provide you with prompt and personal service whenever you are purchasing or updating your insurance. If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure you are treated fairly by the insurance company.

With A Broker Your Needs Take Priority


Agents are authorized to sell only the products of the company they work for. An independent broker, on the other hand, maintains relationships with several insurance companies. He or she will carefully assess your insurance needs and then search for the product that best meets your requirements. If your circumstances demand it, your broker will negotiate a tailor-made policy for you.

Your broker will make every effort to ensure you receive the most extensive coverage possible for the price paid. In fact, IBAO member brokers are bound by IBAO’s Code of Ethics to obtain the best possible coverage for their clients.
Simply put, working with a broker allows you to purchase customized insurance that would be impossible to access on your own, or to comparison shop for the product that gives you the best possible coverage.

Brokers Are Experienced In Assisting You Should A Loss Occur


Independent brokers pride themselves on offering personalized, caring service to their clients. They understand the confusion and stress felt when a loss occurs. They will help guide you through the claims process.

If you ask your broker for help, you can rest assured that you won’t reach one stranger after another at a call centre. Instead, you will be supported through a stressful period by your broker and his or her knowledgeable staff individuals who have taken the time to build trust in their business relationships with you.

Brokers Protect Your Privacy


Both the ethical code of conduct and laws under which licensed brokers operate stipulate that they are obligated to uphold your privacy. When you work with an independent broker, confidentiality is guaranteed.

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