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Our Customers Save an Average of
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Ranked in the top 5% of Insurance Brokerages in Canada, we have access to over 60 outstanding Canadian and International insurance companies to give you the lowest price and the best possible coverage!

Yes, There Is a New Way To Do Benefits!
Learn how our G.R.I.P Program can offer your company an annual refund dividend on employee benefit packages.
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Busting The Top 5 Myths About Car Insurance

When it comes to shopping for car insurance, there’s a lot to think about — and everyone seems to have advice and information to share. But how much of what you hear is actually true? Let us make things a little clearer by breaking down some of the most common myths about car insurance.

Private insurance solutions to protect your
lifestyle and high value assets.

Private insurance solutions to protect your
lifestyle and high value assets.

Private insurance solutions to protect your
lifestyle and high value assets.

WELCOME TO SAVINGS.

You save on insurance when your employer is part of a group program.

Have your representative contact us today!

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Employee Benefits

The Canadian employee benefits landscape is challenging. There are now more provider options than ever. As an independent advisor, we can help you determine which provider is the solution for you.

Commercial

Ranked in the top 5% of Insurance Brokerages in Canada, we give you access to the top insurance companies, competing for your business to ultimately give you the lowest price and the best possible coverage.

Home & Auto

Do you really know what you’re covered for? Thousands of clients who made the switch last year saved big! In fact, our customers save and average of $600+ per year on Home & Auto Insurance!

Latest Updates


Marijuana’s Impact On Driving

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Drug-impaired Driving Can Be Deadly Marijuana use significantly impairs one’s driving ability by affecting judgement, motor coordination and reaction time. In fact, according to the most recent data from the Canadian Centre on Substance Abuse, approximately 34 per cent of vehicle crash deaths can be linked to drug-impaired driving, which is nearly as many as…

Live Well, Work Well – August 2018 Edition

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This month we discuss common illnesses you can catch just by swimming in a pool, the health impact of poor air quality and why your phone may cause sleep trouble. Sunrays Aren’t the Only Thing You Can Catch at the Pool As the temperature climbs, many individuals will flock to the pool to find some…

Age Discrimination in Benefits Plans Unconstitutional, Tribunal Finds

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Age Discrimination in Benefits Plans Unconstitutional, Tribunal Finds When Ontario abolished mandatory retirement in 2006, employers could still terminate benefits for workers who turned 65. But in May, the province’s Human Rights Tribunal determined the provision in the Human Rights Code that allowed employers to do so was unconstitutional. Steve Talos, a high school teacher at the…

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Why Choose A Broker?


We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs. Our dedicated employees are continually trained through IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs. We are experts at simplifying the intricacies of insurance policies, sharing our knowledge and presenting our best recommendations to you, the customer. Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums matched to the best coverage for your protection. Simply put we work with you to help you make a more informed decision.

The success of our independent brokerages relies solely upon satisfying your insurance needs. Therefore, it is always in our best interest to continually provide you with prompt and personal service whenever you are purchasing or updating your insurance. If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure you are treated fairly by the insurance company.

With A Broker Your Needs Take Priority


Agents are authorized to sell only the products of the company they work for. An independent broker, on the other hand, maintains relationships with several insurance companies. He or she will carefully assess your insurance needs and then search for the product that best meets your requirements. If your circumstances demand it, your broker will negotiate a tailor-made policy for you.

Your broker will make every effort to ensure you receive the most extensive coverage possible for the price paid. In fact, IBAO member brokers are bound by IBAO’s Code of Ethics to obtain the best possible coverage for their clients.
Simply put, working with a broker allows you to purchase customized insurance that would be impossible to access on your own, or to comparison shop for the product that gives you the best possible coverage.

Brokers Are Experienced In Assisting You Should A Loss Occur


Independent brokers pride themselves on offering personalized, caring service to their clients. They understand the confusion and stress felt when a loss occurs. They will help guide you through the claims process.

If you ask your broker for help, you can rest assured that you won’t reach one stranger after another at a call centre. Instead, you will be supported through a stressful period by your broker and his or her knowledgeable staff individuals who have taken the time to build trust in their business relationships with you.

Brokers Protect Your Privacy


Both the ethical code of conduct and laws under which licensed brokers operate stipulate that they are obligated to uphold your privacy. When you work with an independent broker, confidentiality is guaranteed.

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