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Employee Benefits

The Canadian employee benefits landscape is challenging. There are now more provider options than ever. As an independent advisor, we can help you determine which provider is the solution for you.

Commercial

Ranked in the top 5% of Insurance Brokerages in Canada, we give you access to the top insurance companies, competing for your business to ultimately give you the lowest price and the best possible coverage.

Home & Auto

Do you really know what your covered for? Thousands of clients who made the switch last year saved big! In fact, people that switched their home and auto insurance last month save an average of $530!

Latest Updates


Stroke Prevention Tips | Live Well, Work Well – October 2017 Edition

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In this month’s Live Well, Work Well newsletter, we discuss we discuss stroke prevention tips and how your job could put you at risk of a musculoskeletal disorder. Stroke Prevention Tips Also called a brain attack, a stroke can be as serious as a heart attack. It most often occurs when blood flow to the brain…

International Property & Casualty Insurance Newsletter – October 2017 edition

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The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. We are an authorized Globex International Group Broker Partner in 130 countries around the world. Recent Successes Placed a…

Safety Focused: Avoiding Home Improvement Scams, New Car Safety Features & Halloween Safety Tips

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In this month’s Safety Focused newsletter we look at ways to avoid home improvement scams, new car features that improve driver safety, and Halloween safety tips. Avoiding Scams When Doing Home Improvements Remodels and other home improvements are an important part of being a property owner. When done correctly, these projects can add value to…

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Why Choose A Broker?


We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs. Our dedicated employees are continually trained through IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs. We are experts at simplifying the intricacies of insurance policies, sharing our knowledge and presenting our best recommendations to you, the customer. Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums matched to the best coverage for your protection. Simply put we work with you to help you make a more informed decision.

The success of our independent brokerages relies solely upon satisfying your insurance needs. Therefore, it is always in our best interest to continually provide you with prompt and personal service whenever you are purchasing or updating your insurance. If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure you are treated fairly by the insurance company.

With A Broker Your Needs Take Priority


Agents are authorized to sell only the products of the company they work for. An independent broker, on the other hand, maintains relationships with several insurance companies. He or she will carefully assess your insurance needs and then search for the product that best meets your requirements. If your circumstances demand it, your broker will negotiate a tailor-made policy for you.

Your broker will make every effort to ensure you receive the most extensive coverage possible for the price paid. In fact, IBAO member brokers are bound by IBAO’s Code of Ethics to obtain the best possible coverage for their clients.
Simply put, working with a broker allows you to purchase customized insurance that would be impossible to access on your own, or to comparison shop for the product that gives you the best possible coverage.

Brokers Are Experienced In Assisting You Should A Loss Occur


Independent brokers pride themselves on offering personalized, caring service to their clients. They understand the confusion and stress felt when a loss occurs. They will help guide you through the claims process.

If you ask your broker for help, you can rest assured that you won’t reach one stranger after another at a call centre. Instead, you will be supported through a stressful period by your broker and his or her knowledgeable staff individuals who have taken the time to build trust in their business relationships with you.

Brokers Protect Your Privacy


Both the ethical code of conduct and laws under which licensed brokers operate stipulate that they are obligated to uphold your privacy. When you work with an independent broker, confidentiality is guaranteed.

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