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Bill 148, the Fair Workplaces, Better Jobs Act, 2017, introduces significant amendments to Ontario’s Employment Standards Acts and Labour Relations Act, and limited amendments to the Occupational Health and Safety Act. Most of the amendments come into force on January 1, 2018.
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Ranked in the top 5% of Insurance Brokerages in Canada, we have access to over 60 outstanding Canadian and International insurance companies to give you the lowest price and the best possible coverage!
You save on insurance when your employer is part of a group program.
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Home & Auto
Carolina BInnovative Food Brands Ltd.
Wayne de JongMission Services of Hamilton
Prateek ParidaParmalat Canada
Kulbir DeolBoom Transport Inc.
James & Laura SwireDLIB Personal Lines Customer
Teresa Janes, McMaster UniversityDLIB Personal Lines Customer
A.S. Security Surveillance IncDLIB Commercial Client
Tracy L.DLIB Personal Lines Customer
MaryamDLIB Personal Lines Customer
Harvey O.DLIB Customer
We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs. Our dedicated employees are continually trained through IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs. We are experts at simplifying the intricacies of insurance policies, sharing our knowledge and presenting our best recommendations to you, the customer. Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums matched to the best coverage for your protection. Simply put we work with you to help you make a more informed decision.
The success of our independent brokerages relies solely upon satisfying your insurance needs. Therefore, it is always in our best interest to continually provide you with prompt and personal service whenever you are purchasing or updating your insurance. If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure you are treated fairly by the insurance company.
With A Broker Your Needs Take Priority
Agents are authorized to sell only the products of the company they work for. An independent broker, on the other hand, maintains relationships with several insurance companies. He or she will carefully assess your insurance needs and then search for the product that best meets your requirements. If your circumstances demand it, your broker will negotiate a tailor-made policy for you.
Your broker will make every effort to ensure you receive the most extensive coverage possible for the price paid. In fact, IBAO member brokers are bound by IBAO’s Code of Ethics to obtain the best possible coverage for their clients.
Simply put, working with a broker allows you to purchase customized insurance that would be impossible to access on your own, or to comparison shop for the product that gives you the best possible coverage.
Brokers Are Experienced In Assisting You Should A Loss Occur
Independent brokers pride themselves on offering personalized, caring service to their clients. They understand the confusion and stress felt when a loss occurs. They will help guide you through the claims process.
If you ask your broker for help, you can rest assured that you won’t reach one stranger after another at a call centre. Instead, you will be supported through a stressful period by your broker and his or her knowledgeable staff individuals who have taken the time to build trust in their business relationships with you.
Brokers Protect Your Privacy
Both the ethical code of conduct and laws under which licensed brokers operate stipulate that they are obligated to uphold your privacy. When you work with an independent broker, confidentiality is guaranteed.