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Ranked in the top 5% of Insurance Brokerages in Canada, we have access to over 60 outstanding Canadian and International insurance companies to give you the lowest price and the best possible coverage!

Yes, There Is a New Way To Do Benefits!
Learn how our G.R.I.P Program can offer your company an annual refund dividend on employee benefit packages.
Cyber Insurance | Does my business need it?

Despite the fact that data breaches can impact any business at any time, for many of our clients, cyber liability is a brand new concept—and they’re not alone. We have answered the top 10 questions we receive from our clients when we are assessing their Cyber Risk Exposure.

WELCOME TO SAVINGS.

You save on insurance when your employer is part of a group program.

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Employee Benefits

The Canadian employee benefits landscape is challenging. There are now more provider options than ever. As an independent advisor, we can help you determine which provider is the solution for you.

Commercial

Ranked in the top 5% of Insurance Brokerages in Canada, we give you access to the top insurance companies, competing for your business to ultimately give you the lowest price and the best possible coverage.

Home & Auto

Do you really know what your covered for? Thousands of clients who made the switch last year saved big! In fact, people that switched their home and auto insurance last month save an average of $530!

Latest Updates


Prostate Cancer Awareness Month | Live Well, Work Well – September 2017 Edition

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In this month’s Live Well, Work Well newsletter, learn about prostate cancer awareness month and the signs of opioid addiction. Prostate Cancer Awareness Month September is Prostate Cancer Awareness Month and an important time to learn the dangers of this deadly disease. Prostate cancer is the one of most common types of cancer in Canadian men.…

Canadians Among Those Affected by Equifax Data Breach

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Equifax, one of the largest credit reporting agencies in the United States, was recently the victim of a massive cyber attack—an attack that may have compromised the personal information of 143 million people. Impacted individuals were not simply limited to the United States either, as the hackers gained unauthorized access to personal information of certain…

Safety Focused: Protecting Your Home From Storms, Vehicle Recalls & Outdoor Running Safety

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This month’s newsletter discusses outdoor running safety, how to protect your home from storms and how to see if your vehicle is subject to a safety recall. 7 Tips for Outdoor Running Safety Running outside is a great way to burn calories, boost your confidence and boost your overall health. However, if you aren’t prepared…

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Why Choose A Broker?


We are an Independent Insurance Broker, which means we act as professional insurance advisors operating an independent business to serve all your insurance needs. Our dedicated employees are continually trained through IBAO (Insurance Brokers Association of Ontario) and other RIBO (Registered Insurance Brokers of Ontario) approved programs. We are experts at simplifying the intricacies of insurance policies, sharing our knowledge and presenting our best recommendations to you, the customer. Our office represents several different insurance companies and we are, therefore, able to shop around and negotiate the best premiums matched to the best coverage for your protection. Simply put we work with you to help you make a more informed decision.

The success of our independent brokerages relies solely upon satisfying your insurance needs. Therefore, it is always in our best interest to continually provide you with prompt and personal service whenever you are purchasing or updating your insurance. If you are ever caught in the unfortunate circumstance of having to make a claim, we will always be by your side. We will do our best to assist you quickly and to make sure you are treated fairly by the insurance company.

With A Broker Your Needs Take Priority


Agents are authorized to sell only the products of the company they work for. An independent broker, on the other hand, maintains relationships with several insurance companies. He or she will carefully assess your insurance needs and then search for the product that best meets your requirements. If your circumstances demand it, your broker will negotiate a tailor-made policy for you.

Your broker will make every effort to ensure you receive the most extensive coverage possible for the price paid. In fact, IBAO member brokers are bound by IBAO’s Code of Ethics to obtain the best possible coverage for their clients.
Simply put, working with a broker allows you to purchase customized insurance that would be impossible to access on your own, or to comparison shop for the product that gives you the best possible coverage.

Brokers Are Experienced In Assisting You Should A Loss Occur


Independent brokers pride themselves on offering personalized, caring service to their clients. They understand the confusion and stress felt when a loss occurs. They will help guide you through the claims process.

If you ask your broker for help, you can rest assured that you won’t reach one stranger after another at a call centre. Instead, you will be supported through a stressful period by your broker and his or her knowledgeable staff individuals who have taken the time to build trust in their business relationships with you.

Brokers Protect Your Privacy


Both the ethical code of conduct and laws under which licensed brokers operate stipulate that they are obligated to uphold your privacy. When you work with an independent broker, confidentiality is guaranteed.

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