Employee Benefits

Yes, There is a new way to do benefits!

If you are tired of being on the treadmill of never-ending rising benefits costs, and want a program that is transparent and that really works in a sustainable way, then we welcome the chance to show you how our exclusive G.R.I.P program can offer your company an annual refund dividend on employee benefit packages.

or call 1-800-661-1518


A well designed benefit plan is an integral part of an employee’s compensation package. It helps protect employees and their dependents from medical and financial hardship and provides benefits that employees would not have access to, or could not afford, on an individual basis.

Studies have shown that employees place high value on their benefit program. Indeed, a well-designed benefits package is an excellent strategy for attracting and retaining employees.

Introducing G.R.I.P. (Group Refund Insurance Program)

The G.R.I.P. methodology has been proven to be one of the most sustainable methods to deliver group benefits. The Co-operative is an innovative legal structure that enables small and mid-sized companies to pool their health and dental benefits under one large umbrella. In doing so, they are able to utilize economies of scale to reduce expenses and manage risk in a sustainable way. The Co-operative is co-owned and controlled by its members; the entire declared surplus is paid to members every year.

Our exclusive program provides the following unique benefit solutions:

  • Exceptionally low expenses
  • Refunds on fully insured plans
  • Stable renewals
  • Flat & competitive pooling charges
  • Full transparency of calculations
  • No negotiations and no games
  • ASO plans welcome
  • Refunds on Life Insurance
  • Drug rebates (through Reformulary)
  • Ultimate Sustainability
  • Ability to work with multiple carriers
  • Millions refunded to clients

Imagine receiving a cheque for 10% of your health insurance premiums returned to you!

More Than Just Consultants

When a Lawrie Insurance Group Consultant takes an active role in the management of your benefits program,
your management team is better able to focus on the short and long term business affairs of the company.

As your Consultant we deliver service on:

  • Plan Design & Funding Arrangements
  • Administrative support
  • Renewal Analysis & Negotiation
  • Employee Communication

As your Advocate we provide advice on:

  • Claims Assistance
  • Marketing Strategies

As your Counsel we provide guidance on:

  • Benefits Program Business Plan
  • Program Evaluation & Analysis
  • Marketplace Information & Research
  • Benchmark Studies (Competitiveness)
  • Drug Utilization Management

Why Choose Lawrie Insurance Group?

When a Lawrie Insurance Group professional takes an active role in the management of your risk and benefits program, your management team is better able to focus on the short and long term business affairs of the company. Contact Us Today!

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