Hagerty Collector Auto Policy Features

1. No Appraisals - In most cases Hagerty doesn't require an appraisal.
2. Low premiums – Hagerty provides coverage geared specifically to the car collector at rates considerably lower than standard policy premiums.
3. Agreed Value Coverage – Hagerty offers an "Agreed Value" determined between you and the company when you insure your vehicle. If you suffer a covered total loss, you get the full value of your policy.
4. Low Deductible - Hagerty offers a variety of deductible options tailored to fit your needs.
5. Multi-Vehicle Liability Discount - Liability premiums decrease for each additional car on a Hagerty policy, up to 3.
6. Flexible Usage - Drivers can enjoy their classics. Hagerty’s program allows for an occasional leisure drive, not just to parades or car events.
7. Hagerty Plus Membership – With over 300,000 members, Hagerty Plus is the largest group of collector vehicle owners in North America. Members of Hagerty Plus benefit from flatbed roadside assistance and a variety of other services and resources geared to the interests and lifestyles of collector vehicle enthusiasts.
8. Repair Shop of Choice – When a claim requires repairs, you can take your vehicle to any shop you want – anywhere. Or if you choose, Hagerty’s policy will pay you to make the repairs yourself.
9. Coverage While Under Restoration - Protects your client's classic and its increasing value during an active restoration project.
10. Instant New Purchase Coverage – Unplanned purchases up to $25,000 receive immediate coverage on an existing Hagerty policy.

All coverages are not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions, and endorsements.

What Qualifies

Hagerty offers insurance for collector vehicles that are used for limited pleasure driving, car shows, and club events. Hagerty offers liability, accident benefits, underinsured motorists and loss or damage* for a variety of vehicles at least 15 years old*, including:

• Antique & Classic Vehicles
• Lowriders
• Military Vehicles
• Modern Classics
• Muscle Cars
• Exotic and Special Interest*
• Replicas
• Street Rods
• Antique Farm Tractors**
• Trailers
• Trucks
• Vehicles Under Active Restoration
• Antique Fire Trucks

About Hagerty

Hagerty Insurance Agency started out as a general lines insurance agency around 40 years ago. While insurance was their business, wooden boats and collector cars were their passion. The company saw a need for specialty insurance and in 1983 launched a revolutionary Agreed Value policy for classic boat owners. It was such a success that in 1991, Hagerty introduced specialty insurance for collector car owners. Today, they're the world's leading provider of collector car and boat insurance.