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Home & Auto

Are Your Auto and Home Insurance Rates Too High?

Do you really know what you are covered for? Thousands of clients who made the switch to Dan Lawrie Insurance last year saved big! In fact, people that switched their combined auto and home insurance to Dan Lawrie Insurance last month saved on average, $493.00/year!

What could you save by switching to us?

Save yourself the time and effort of calling around for the best rate! With one single phone call to us, we’ll give you free comparison rates from over 15 of the top insurance companies in the marketplace! Just take a look at what we can insure for you!

So let us do the work for you in finding the best deal for your insurance! In fact, a 10 minute phone call to us could easily save you hundreds of dollars on your insurance!

Click here to see our full line of Personal Insurance Services!

For your money saving, no-obligation quote, please complete the form below. For immediate assistance call us toll-free at 1-800-661-1518.

I am interested in receiving a call from your office regarding:

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Commercial Insurance

Are your business insurance rates too high?

Do you really know what you are covered for?

Ranked in the top 5% of Insurance Brokerages in Canada, we have access to over 60 outstanding Canadian and International insurance companies! What that means to you, is that with one single phone call to us, you have access to the top insurance companies competing for your business to ultimately give you the lowest price and the best possible coverage.

Save yourself the time and effort of calling around for the best rate and let us do the work for you in finding the best deal for your insurance!

Our Team of over 95 specially trained professionals are dedicated to your complete satisfaction through quick and caring personal service!

With a range of specialized coverage’s and services to meet every possible insurance requirement you may have, you can count on us for all your Commercial Insurance and Risk Management Needs!

Click here to see our full line of Commercial Insurance Services!

For your money saving, no-obligation quote, please complete the form below. For immediate assistance call us toll-free at 1-800-661-1518.

Contact us

Employee Benefits

Right Provider

The Canadian employee benefits landscape is changing. There are now more provider options than ever. As an independant advisor, we can help you determine which provider is the solution for you.

Click here to see the Right Provider!

Right Plan

We believe that if you give employees benefits they value, you will get a better return on your benefit investment. We work with you to connect your business objectives with your benefits through strategy development, benchmarking and creative plan design.

Click here to see the Right Plan!

Right Communication

You’re making a significant investment in your employees by providing them with a comprehensive benefit plan, so why not ensure they have a full understanding of all that’s offered?

As you look to create opportunities for your employees to gain benefit knowledge, we are focused on ways to design and effectively communicate your benefit program to your employees. Working closely with you, we’ll not only communicate the components of your program, but also the purpose of those plans.

Click here to see the Right Communication!

Testimonials

“triOS College has been working with Dan Lawrie Insurance Brokers for many years on the administration of our employee group benefits programs. They have also recently assisted us with the selection of a provider for our new employee RRSP program, which is about to launch with their assistance.

The comprehensive benefits review and reporting that they provide has proved beneficial in ensuring that our employees are receiving comprehensive benefits at a reasonable cost to the company.

Mark Kempf and the Staff at Dan Lawrie Insurance Brokers have always been very responsive to our needs, and have been of great assistance when questions arise.”

triOS College


“On behalf of Zip Signs Ltd., we would like to compliment you on the results you have achieved for us since we switched to DLIB.

You consistently provide prompt responses to all of our needs, and deliver account service professionally at all times. Our high expectations and demands have been consistently handled and delivered with a positive, calm and patient attitude and the highest level of integrity. We have also benehted from several instances of unsolicited consultative advice which have resulted in changes to our corporate policies.

We would highly recommend you and your team to any company.”

Zip Signs


“We are impressed with your mindfulness to our specific business needs as a fast paced manufacturing environment and catering to our core values. lt is apparent during aII of our meetings, that you’ve done your homework and made every effort to understand our business. You come to the table with reasonable and creative ideas for enhancements and improvements to our plan.

Your personal touch and sincere approach sets you high above previous providers we have worked with in the past. We would highly recommend your services; especially to manufacturing companies with a similar pace and environment to JEC.”

Jefferson Elora Corporation

Life & Disability

Are Your Life & Disability Insurance Rates Too High?

Do you really know what you are covered for?

Ranked in the top 5% of Insurance Brokerages in Canada, we have access to all the top Canadian and International insurance companies in the marketplace!

What that means to you, is that with one single phone call to us, you have access to the top insurance companies competing for your business to ultimately give you the lowest price and the best possible coverage.

Save yourself the time and effort of calling around for the best rate and let us do the work for you in finding the best deal for your insurance!

Our team of over 90 specially trained professionals are dedicated to your complete satisfaction through quick and caring personal service. Take advantage of expert advice and outstanding low-cost premiums! Flexible plans with a variety of benefits available to choose from including life, health, dental, disability and critical illness coverage.

Contact us today and join the many satisfied clients who rely upon our expertise to provide outstanding coverage, service excellence and long-term competitive premiums!

Click here to see our full line of Life & Disability Insurance Services!

For your money saving, no-obligation quote, please complete the form below. For immediate assistance call us toll-free at 1-800-661-1518.

I am interested in receiving a call from your office regarding:

Optional Fields:

(eg. Weblink, referral form, etc.)

Group Retirement Insurance

Is a group pension plan the right thing to do for your employees?

You don’t have to be a Fortune 500 company to have a company sponsored pension plan.Our pension specialists can help you out. Our group pension services include:

  • Working with the employer to establish the ‘plan of action’ for the plan to follow
  • Determining the best plan based on employer/employee needs
  • Developing a model that ensures the plan remains compliant to the guidelines
    of good governance
  • Communication materials
  • Ongoing service
  • Financial planning for employees

Contact us today and join the many satisfied clients who rely upon our expertise to provide outstanding coverage, service excellence and long-term competitive premiums!

Click here to see our full line of Group Retirement Insurance Services!

For your money saving, no-obligation quote, please complete the form below. For immediate assistance call us toll-free at 1-800-661-1518.

I am interested in receiving a call from your office regarding:

Optional Fields:

(eg. Weblink, referral form, etc.)

Credit Insurance

Make Sure You Get Paid For What You Sell

Your accounts receivable are a critical component of your balance sheet – they directly affect your cash flow and your profitability. Yet while you insure your company against property loss, liability and other unpredictable events, you probably leave one of your most vulnerable assets open to loss and take all of the risk on bad debt write-offs.

There is a safer way to do business!

Increase Cash Flow Dependability

Adding credit insurance to your company’s credit risk management practices caps your exposure to bad debt loss, giving you a measure of income security and adding confidence that financial objectives will be met. Reduce bad debt reserves With credit insurance in place andyou should be able to significantly reduce your bad debt reserves. This can have an immediate, positive impact on your company’s earnings. Unlike non-deductible bad debt reserves, credit insurance premiums are a fully tax-deductible business expense. Safely Increase Sales Credit Insurance will enable you to extend more credit while reducing the risk of non-payment, promoting safe sales expansion both domestically and abroad. Higher net profits from increased lines to current and new accounts typically more than covers premiums.

Expand Export Sales

Safely expand your export sales or begin exporting with confidence. Insuring export receivables is more convenient – and less expensive – than a letter of credit, and is far safer than selling on open account terms. Increase your borrowing capabilities.

When you offer your lender insured accounts receivable as collateral, you could significantly increase your borrowing power. Credit insurance makes lenders more likely to advance a larger percentage of the receivables’ value.

The Bottom Line?

Credit insurance allows you to compete more successfully.

Click here to see our full line of Credit Insurance Services!

For your money saving, no-obligation quote, please complete the form below. For immediate assistance call us toll-free at 1-800-661-1518.

I am interested in receiving a call from your office regarding:

Optional Fields:

(eg. Weblink, referral form, etc.)

Specialty Programs

We’ve developed a number of specialized insurance programs to meet the unique needs of many industry sector business owners and professionals!

You’ll be sure to appreciate the value of working with us after making a direct comparison of coverage, service expertise and price. Low-cost, easy to apply for coverage, flexible monthly payment plans and claims service second to none!

Our Team of over 90 specially trained professionals are dedicated to your complete satisfaction through quick and caring personal service!

Save yourself the time and effort of calling around for the best rate and let us do the work for you in finding the best deal for your insurance!

Ranked in the top 5% of Insurance Brokerages in Canada, we have access to over 60 outstanding Canadian and International insurance companies! What that means to you, is that with one single phone call to us, you have access to the top insurance companies competing for your business to ultimately give you the lowest price and the best possible coverage.

Click here to see our full line of Specialty Insurance Services!

For your money saving, no-obligation quote, please complete the form below. For immediate assistance call us toll-free at 1-800-661-1518.

I am interested in receiving a call from your office regarding:

Optional Fields:

(eg. Weblink, referral form, etc.)

Estate Planning

What level of investments do you need to carry you through your retirement years?

What is your investment strategy?

We will help you answer these difficult questions. After a comprehensive needs analysis, we develop a plan with you that covers your investment needs. The plan is then put in place, monitored and amended as circumstances change. As the plan grows tax planning becomes an important component of the plan to consider. The right plan will well serve you and your legacy. Contact us today and join the many satisfied clients who rely upon our expertise to provide outstanding coverage, service excellence and long-term competitive premiums!

You’re wondering if you should be considering an Estate Plan.

  • Am I old enough?
  • Am I rich enough?
  • How much will it cost?

All of these are legitimate questions. The fact is that if you’re thinking about it, you should explore further.

Here are some questions you should ask yourself. Our qualified estate planners can help get you on the right track.

  1. I want to know how much money we need to accumulate so that we can live on it for the rest of our lives.
  2. I am comfortable with giving up control of my wealth while I am alive.
  3. When it comes to money, the most important thing is me, my spouse, then my heirs and lastly, everyone else.
  4. Because a certain amount of my wealth will eventually go to others (ie. Canadian Revenue Agency ins full, heirs or charity) I want to take action to control the flow of this wealth.

If any of these questions have an impact on you, Estate Planning will help provide the answers that suit your particular situation. Remember there are many reasons and motivations for beginning an Estate Plan.

  • Reducing taxes while alive
  • Reducing taxes upon death
  • More money for grandchildren and children
  • More money for me
  • More money for my favorite charity
  • Just tired of worrying about it

Business Succession Planning

Why a Succession Plan is important to You?

Succession planning is a widely discussed but seldom-accomplished exercise. It is, at it’s best, an ongoing and ever changing process that results in the design and monitoring of a plan to minimize taxes and enable the orderly transition of a business or a partnership.

Most business owners spend a lifetime building a business out of nothing more than sweat, effort and a vision. However the pressures caused by the very things that built the business, often make it difficult to step back and objectively determine how to ensure the survival and continuity of the business. Any one of several events could compromise, or even destroy what your hard work and vision has taken years to build.

A strategy to deal with your withdrawal from your business as a result of:

  • Retirement
  • Resignation
  • Orderly Sales Business
  • Disability
  • Death

What is the desirable result of the succession planning process? The succession of your business affects not only you, the owner-manager, directly, but also your family, employees and customers. This is why we feel that the Succession Plan, that you build, is the foundation on which the future of your business can be built.

Our Approach and Process

Our firm approaches succession planning in an evaluative and consultative manner. By evaluating your current position and listening to your thoughts on the issues, we can then help to guide you as we examine the many questions, concerns and issues that you will face in the process of building a succession plan.

Concerns such as:

How do I successfully exit from my company in a manner that is suitable to me and my family?

Questions like:

  1. What will be the taxation issues around succession?
  2. How can I reduce or even transfer the tax liability?
  3. Can I defer the liability?
  4. At what cost?
  5. Can I stop the liability from growing?

Issues around business agreements and corporate structure such as:

Are the current agreements in need of updating or changing? Are the agreements funded, and what are the options here? How do I equalize treatment for my heirs who are not involved in the business? What effect will all of this strategy have on my personal planning?

Summary

This is a brief overview of the process we feel will help you address the particular requirements of your family business, or closely held corporation; requirements that will have to be addressed at some point. Time is of the essence and this is an important project to undertake. At Dan Lawrie Insurance Brokers, we will help you break it down so that you will end up with the right plan; a plan that is custom-tailored for you, and by you, so that it satisfies your own personal objectives.

Click here to view our full line of Estate Planning Services!

For your money saving, no-obligation quote, please complete the form below. For immediate assistance call us toll-free at 1-800-661-1518.

I am interested in receiving a call from your office regarding:

Optional Fields:

(eg. Weblink, referral form, etc.)
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