According to the British Columbia Society for Prevention of Cruelty to Animas (BCSPCA) the average cost of a healthy dog is nearly $2,000 a year for regular health issues. However, when a pet gets sick, is injured at a dog park or gets hit by a car, the unexpected bills that are the ultimate result can devastate a family.
Let’s face it, the last thing we want to think about when our pet is hurt or sick is what it is going to cost to take care of them. However, these costs are very real and unless you have planned ahead of time for veterinary services, you could potentially drain your savings to pay for your pet’s care. This option in typically far less painful than the alternative: Not having your pet’s illness or injury treated at all. Most people consider their pets part of their family and let’s be honest, we wouldn’t refuse treatment to an injured or ill family member.
Most pet insurance does not cover routine care such as vaccinations, nail clipping and grooming but your pet may suffer from diseases that are common to specific breeds like dysplasia. The cost of caring for a pet with a long-term health problem can be very high and too often, pet owners may be forced to decide between providing financially for their pet or sending their pet off for adoption to someone who can afford their care. Pet insurance can help minimize your out-of-pocket costs for all types of illnesses.
Caring for your pet is important and you should never have to decide between your savings and your pet’s well-being. Pet insurance can provide a cost effective method of providing your pet with the best possible care for an accident or illness. Talk to your insurance broker about the coverage available for your pet and feel confident you can afford their long-term health care.