When you are responsible for installing sprinkler systems, there may be some hidden liabilities that you had not considered. This is especially true if you install systems in business facilities. Too often, winter hazards occur that could result in you being held liable for damage to the property or for business interruptions.
As we head into the winter, it is a good time to review all of your liability policies. You should make sure you have comprehensive coverage for any potential liabilities that you may face through the season. Some of the areas you should ask about include:
All contractors should review their policies on an annual basis. This is especially important if you have hired additional employees or you find you are doing more individual jobs. Your coverage can help protect your business from lawsuits that can potentially devastate your business financially. Do not put off these annual reviews, the overall results can result in long-lasting consequences that could ultimately drive you out of business.
Your insurance agent is available to review your existing coverage and make recommendations about additional coverage and what options are available to cover you for unexpected winter damage.