Insurance for Sprinkler Contractors

When you are responsible for installing sprinkler systems, there may be some hidden liabilities that you had not considered. This is especially true if you install systems in business facilities. Too often, winter hazards occur that could result in you being held liable for damage to the property or for business interruptions.

Reviewing your policiesDan Lawrie Insurance Brokers Ltd.

As we head into the winter, it is a good time to review all of your liability policies. You should make sure you have comprehensive coverage for any potential liabilities that you may face through the season. Some of the areas you should ask about include:

  • Lawsuit coverage – ensure you have the proper coverage for potential lawsuits. Your insurer should be able to tell you if your insurance will cover the cost of your defense in the events you are facing a lawsuit.
  • Coverage for workers – if your employees are hurt during the harsh winter weather, you want to make sure you have sufficient coverage to protect your business from heavy expenses. Your insurance agent can help you review your coverage.
  • Errors and omissions – determine if your coverage includes errors and omissions in the event that you or one of your employees makes a mistake that could result in winter weather damage. This coverage is a much more cost-effective way than trying to pay damage claims out of pocket.

All contractors should review their policies on an annual basis. This is especially important if you have hired additional employees or you find you are doing more individual jobs. Your coverage can help protect your business from lawsuits that can potentially devastate your business financially. Do not put off these annual reviews, the overall results can result in long-lasting consequences that could ultimately drive you out of business.

Your insurance agent is available to review your existing coverage and make recommendations about additional coverage and what options are available to cover you for unexpected winter damage.

0 Comments

Leave A Reply





Dan Lawrie Insurance Brokers - Travelers Insurance Logo Dan Lawrie Insruance Brokers - Economical Insurance LogoDan Lawrie Insurance Brokers - Novex Insurance LogoDan Lawrie Insurance Brokers - Aviva Insurance LogoDan Lawrie Insurance Brokers - Chubb Insurance LogoDan Lawrie Insurance Brokers - Intact Insurance LogoDan Lawrie Insurance Brokers - PemBridge Insurance LogoDan Lawrie Insurance Brokers - Gore Mutual Insurance LogoDan Lawrie Insurance Brokers - PafCo Insurance LogoDan Lawrie Insurance Brokers - Premier Marine Insurance LogoDan Lawrie Insurance Brokers - Jevco Insurance LogoDan Lawrie Insurance Brokers - Aviva Elite Insurance LogoDan Lawrie Insurance Brokers - Manulife Insurance LogoDan Lawrie Insurance Brokers - Equitable Life LogoDan Lawrie Insurance Brokers - The Great West Life Insurance LogoDan Lawrie Insurance Brokers - Sun Life Insurance LogoDan Lawrie Insurance Brokers - The Co-Operators Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - CAA LogoDan Lawrie Insurance Brokers - North Bridge Logo