Services

Liabilities for the Board of Directors

Non-profit organizations provide essential social services that benefit communities and their members. The vast majority of these organizations cannot survive without a volunteer board of directors assigned to elect officers, adopt policies and make major financial decisions for the organization. Although members of the board are volunteers, there is a certain amount of risk involved in holding one of these positions. Specifically, even when acting in good faith, board members are subject to personal liability, which may affect their personal financial status because of their management decisions. It is imperative that your organization and board of directors understand the risks involved with their responsibilities as board members and the ways in which they can protect themselves from personal liability. Risks and Responsibilities To combat the chance of affecting the personal liability of board members, non-profit organizations should assess the risks…read more →

Items Every Business Should Include in a Substance Abuse Policy

With Canada on the cusp of legalizing marijuana in 2017, there’s no better time to revisit or establish a substance abuse policy in your workplace. Substance abuse policies not only ensure that your employees are following the law, but they can also keep employees safe on the job, as certain substances—illegal or otherwise—can affect job performance, lead to absenteeism or create unwanted workplace tension. When creating a companywide substance abuse policy, you will want to consider including the following: A statement that details the purpose and objectives of the policy A definition of “substance” and “substance abuse” Details around who the policy applies to Information around employee confidentiality in the event of a substance abuse issue A detailed look into education and other resources available to employees if they need to seek help. It’s also a good idea to outline…read more →

Ontario Releases Construction Lien Act Report

Ontario’s Ministry of the Attorney General (MAG) released a report on Ontario’s Construction Lien Act (CLA) entitled “Striking the Balance: Expert Review of Ontario’s Construction Lien Act” (report). The report contains 100 recommendations on how the CLA might be improved through amendments. Most notably, some of the recommendations include: Modernizing the construction lien and holdback rules Introducing rules around prompt payments Creating a new process to speed up dispute resolution According to a MAG mandate letter released in September 2016, the attorney general is expected to introduce legislation to reform the CLA in the spring of 2017. What remains to be seen, is whether or not these proposed changes will mirror the recommendations made in the report. HIGHLIGHTS OF THE RECOMMENDATIONS As previously stated, the report makes 100 recommendations on how the CLA might be amended. These recommendations focused on…read more →

How Well Can Your Workers See?

Employers and employees aren’t seeing the health and productivity boosts of using their vision plans, especially with an aging workforce. According to Transitions Optical, Inc., nearly half of workers fail to take advantage of their vision benefit, either by not enrolling (24%) or not using their benefit to get an eye exam (32%). That’s unfortunate, because helping employees see well offers a number of benefits: Good eyesight boosts productivity. Nearly 35% of people age 40+ have trouble seeing print or numbers on reading materials, or signs, even with glasses, One in four employees age 45 or older take breaks to rest their eyes at work, because of fatigue or eyestrain. Uncorrected vision (so slight that an employee might not notice) can reduce productivity up to 20%. Mental health and eye health are connected. Vision problems can worsen mental decline. Older…read more →

Dan Lawrie Insurance Brokers - Travelers Insurance Logo Dan Lawrie Insruance Brokers - Economical Insurance LogoDan Lawrie Insurance Brokers - Novex Insurance LogoDan Lawrie Insurance Brokers - Aviva Insurance LogoDan Lawrie Insurance Brokers - Chubb Insurance LogoDan Lawrie Insurance Brokers - Intact Insurance LogoDan Lawrie Insurance Brokers - PemBridge Insurance LogoDan Lawrie Insurance Brokers - Gore Mutual Insurance LogoDan Lawrie Insurance Brokers - PafCo Insurance LogoDan Lawrie Insurance Brokers - Premier Marine Insurance LogoDan Lawrie Insurance Brokers - Jevco Insurance LogoDan Lawrie Insurance Brokers - Aviva Elite Insurance LogoDan Lawrie Insurance Brokers - Manulife Insurance LogoDan Lawrie Insurance Brokers - Equitable Life LogoDan Lawrie Insurance Brokers - The Great West Life Insurance LogoDan Lawrie Insurance Brokers - Sun Life Insurance LogoDan Lawrie Insurance Brokers - The Co-Operators Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - CAA LogoDan Lawrie Insurance Brokers - North Bridge Logo