Personal Insurance

Personal Insurance Newsletter | September 2018

Personal Insurance Newsletter | September 2018

Home Maintenance Tips for Fall Fall is right around the corner, and, as the weather changes, it’s important to prepare your home and identify potential problems before they arise. Consider performing the following annual fall maintenance tasks to ensure your home is safe and ready for the months ahead: Have your heating system cleaned and inspected by a qualified technician. Clean and replace the furnace filter if needed. Insulate water pipes in areas exposed to cold temperatures. Check for damaged or loose shingles to ensure your roof can withstand the wear and tear of winter and that it won’t collapse under the weight of wet leaves, ice and snow. Drain garden hoses before putting them away for the winter. Water left in hoses can freeze, causing irreversible damage. Clean gutters and downspouts to keep debris from accumulating. Check and repair…read more →

Marijuana’s Impact On Driving

Marijuana’s Impact On Driving

Drug-impaired Driving Can Be Deadly Marijuana use significantly impairs one’s driving ability by affecting judgement, motor coordination and reaction time. In fact, according to the most recent data from the Canadian Centre on Substance Abuse, approximately 34 per cent of vehicle crash deaths can be linked to drug-impaired driving, which is nearly as many as those related to alcohol. Marijuana’s Impact On Driving Drug-impaired driving occurs when an operator uses a motor vehicle while under the influence of illegal, prescription or over-the-counter drugs. Of these, marijuana is one of the most common, with studies suggesting that each year, approximately 632,600 Canadian drivers operate a vehicle two hours after smoking marijuana. This is dangerous, as marijuana can impact one’s driving ability in the following ways: Reduces a driver’s ability to stay in the centre lane Impacts a driver’s ability to judge…read more →

Personal Lines Perspectives: Busting The Top 5 Myths About Car Insurance

Personal Lines Perspectives: Busting The Top 5 Myths About Car Insurance

When it comes to shopping for car insurance, there’s a lot to think about — and everyone seems to have advice and information to share. But how much of what you hear is actually true? Let us make things a little clearer by breaking down some of the most common myths about car insurance. 1. Red cars cost more to insure than any other colour of vehicle. Contrary to popular belief, the colour of your car has no impact on your premium, so driving a red car does not mean you’ll pay more for car insurance. There are several factors that go into determining your premium, including the make and model of your vehicle, the way you drive, and where you live — but colour doesn’t come into the equation. 2. If my friend gets in an accident when he borrows my car, it won’t…read more →

Personal Lines Perspectives: What To Do When Your Vehicle Breaks Down

Personal Lines Perspectives: What To Do When Your Vehicle Breaks Down

Be Prepared No one ever plans to have their car break down, but you can plan ahead to deal with it safely. Read on to learn about some helpful hints to help you remain safe and injury-free should you get stuck on the road. Breakdown Safety Basics If your car breaks down, your safety should be your primary concern. Consider these safety tips: Move your vehicle to a safe area before getting out to check on damage or to make a repair. If you were involved in an accident, signal to the other driver to pull off to a safe spot too. If your vehicle will not move and is not drivable, stay in your vehicle and call for help on your cell phone. Always put on your hazard lights when you pull off to the side of the road…read more →

Personal Lines Perspectives: Bell Data Breach & Bad Passwords

Personal Lines Perspectives: Bell Data Breach & Bad Passwords

Up to 100,000 Bell Customers Impacted by Data Breach Bell Canada, one of the nation’s largest telecommunications companies, announced Tuesday, Jan. 23 that up to 100,000 customers were affected by a data breach. The company has said that hackers likely obtained sensitive customer information, including subscriber names, phone numbers, account names and email addresses. At this time, there is no indication that credit card numbers or other banking information was compromised. The company is advising customers to change their passwords and security questions. Affected users should also be on the lookout for suspicious activity, as cyber criminals will likely use the lost email addresses and user profiles to carry out more harmful phishing and social engineering scams. Bell is currently working with law enforcement and the Office of the Privacy Commissioner of Canada to investigate the event. Officials are looking…read more →

Dan Lawrie Insurance Brokers - Travelers Insurance Logo Dan Lawrie Insruance Brokers - Economical Insurance LogoDan Lawrie Insurance Brokers - Novex Insurance LogoDan Lawrie Insurance Brokers - Aviva Insurance LogoDan Lawrie Insurance Brokers - Chubb Insurance LogoDan Lawrie Insurance Brokers - Intact Insurance LogoDan Lawrie Insurance Brokers - PemBridge Insurance LogoDan Lawrie Insurance Brokers - Gore Mutual Insurance LogoDan Lawrie Insurance Brokers - PafCo Insurance LogoDan Lawrie Insurance Brokers - Premier Marine Insurance LogoDan Lawrie Insurance Brokers - Jevco Insurance LogoDan Lawrie Insurance Brokers - Aviva Elite Insurance LogoDan Lawrie Insurance Brokers - Manulife Insurance LogoDan Lawrie Insurance Brokers - Equitable Life LogoDan Lawrie Insurance Brokers - The Great West Life Insurance LogoDan Lawrie Insurance Brokers - Sun Life Insurance LogoDan Lawrie Insurance Brokers - The Co-Operators Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - CAA LogoDan Lawrie Insurance Brokers - North Bridge Logo