Homeowners Insurance

Keep Your Home In Top Condition – And Your Premiums Down

Many consumers have faced rapidly escalating Homeowners insurance premiums during the past few years. In some cases, they’ve had trouble getting coverage, particularly if they have filed several claims. To reduce the possibility of future losses, you can take a number of precautions, including: When washing machine hoses start to deteriorate, replace them with stainless steel hoses, for which your insurance company might offer you a discount. The hoses should not rub against the wall. Also, to prevent leaks, turn off the machine’s water faucet when the appliance is not in use. If you experience a water leak, make sure it that it’s repaired properly and remediated as soon as possible; this might include removing and replacing building materials, such as sheetrock. For larger leaks, call in a professional that specializes in remediation. These measures will reduce the possibility of…read more →

Keeping Home Burglars At Bay

Despite a dramatic rise in the level of home break-ins, nearly one in three homeowners (30%) don’t take basic steps to protect their homes. That’s the bottom line of a survey sponsored by Nationwide Insurance of more than 1,000 policyholders coast-to-coast who carry Homeowners or Condo insurance. “We conducted this survey to identify common behaviors that could expose home and personal property to thieves,” says Pete Lore, Nationwide’ Associate Vice President of Property Technical Claims. “What we found was that homeowners can, and should, do more to protect their belongings.” To help keep your home safe from burglars – and, in some cases, benefit from significant premium discounts – we’d recommend that you: Put deadbolts on doors and always lock them (nearly one third of all thieves enter homes through front doors, which are often unlocked, according to National Burglar &…read more →

5 Fall Maintenance Tips You Shouldn’t Ignore

We hate to be the bearers of bad news, but just because life is wonderful doesn’t mean you won’t encounter disaster at any moment. While there’s no sense living your life in fear, you can do a lot to protect yourself against danger. Here are some of our best fall maintenance tips, so don’t ignore them! Get Emergency Supplies Ready Emergencies can strike at any time, but the brutal storms that sometimes sweep in come late fall and winter are especially bad. Keep emergency supplies on hand at home, in the trunk of your car and in your office. No matter where you are, you should have a plan for getting home safely to your family. Keep Auto Insurance Current Not only is auto insurance required by the law, it’s just plain smart. Having insurance protects you in the event…read more →

How FireSmart is Your Home? The ICLR Releases New Study Results.

Recently this month, the Institute for Catastrophic Loss Reduction (ICLR) published a research paper that focused on the fire risk of reconstructed Canadian homes following a fire disaster. In the study, 445 homes at two key post-fire sites were rated and compared for fire hazards based on official FireSmart Canada guidelines. FireSmart is a wildfire risk awareness program established by Partners in Protection, a multidisciplinary nonprofit association dedicated to wildfire safety and protection in Canada. FireSmart works by facilitating networks of homeowners, fire departments, industry companies, and government officials through partnerships to reduce the threat of wildfire in their communities. Seven foundational disciplines are at the heart of FireSmart, which are Education, Vegetation Management, Legislation and Planning, Development Considerations, Interagency Cooperation, Emergency Planning, and Cross Training. It is through these key disciplines that FireSmart strives to promote wildfire safety and awareness…read more →

4 Ways to Secure Your Home for Back to School Time

It’s that time of year again – the time when summer days turn into crisp autumn, and everyone adjusts to their new routines for work and school. With so many new things being juggled around in your scheduling, the last thing on your mind may be the security of your house while it is empty. Yet, many burglars take advantage of the back to school season as an opportunity to rob homes uninhabited, and this leaves yourself, your property, and your family at risk. How can you keep yourself and your loved ones safe during this busy season? These four tips below are good measures to follow: Install a Quality Home Security System. While this tip seems quite obvious to surmise, it’s still a very important one to cover. A good home security system can do a lot for your…read more →

Dan Lawrie Insurance Brokers - Travelers Insurance Logo Dan Lawrie Insruance Brokers - Economical Insurance LogoDan Lawrie Insurance Brokers - Novex Insurance LogoDan Lawrie Insurance Brokers - Aviva Insurance LogoDan Lawrie Insurance Brokers - Chubb Insurance LogoDan Lawrie Insurance Brokers - Intact Insurance LogoDan Lawrie Insurance Brokers - PemBridge Insurance LogoDan Lawrie Insurance Brokers - Gore Mutual Insurance LogoDan Lawrie Insurance Brokers - PafCo Insurance LogoDan Lawrie Insurance Brokers - Premier Marine Insurance LogoDan Lawrie Insurance Brokers - Jevco Insurance LogoDan Lawrie Insurance Brokers - Aviva Elite Insurance LogoDan Lawrie Insurance Brokers - Manulife Insurance LogoDan Lawrie Insurance Brokers - Equitable Life LogoDan Lawrie Insurance Brokers - The Great West Life Insurance LogoDan Lawrie Insurance Brokers - Sun Life Insurance LogoDan Lawrie Insurance Brokers - The Co-Operators Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - CAA LogoDan Lawrie Insurance Brokers - North Bridge Logo