Financial Services

Planning for the future success – or survival – of your business | Part 2

Planning for the future success – or survival – of your business | Part 2

In our last article we broached the subject of Estate Planning. Many business owners put off thinking about how, and to whom, their business will be passed when they die. While every business owner’s estate plan is unique; here are 7 areas that should be addressed: 1. WILLS AND POWERS OF ATTORNEY: Having a will is particularly important in the case of a business owner. Among its many benefits; in the event of unexpected death, the will can provide the executor with instructions on how to deal with the business, and who will have the power to make decisions. A business owner can use a will to address the issue of equalizing bequests between children who are active in the business and those who are not. Contact us to help with your succession planning. Your business is probably the largest…read more →

Planning for the future success – or survival – of your business

Planning for the future success – or survival – of your business

When we broach the subject of estate planning with clients, who are small-business owners, we ask them about their contingency plans. “God forbid, you’re stuck somewhere overseas – who’s running your business?” That concept is something that people can grasp. They can see themselves tied up for a short period. Many business owners put off thinking about how, and to whom, their business will be passed when they die. Failing to put an estate plan in place can jeopardize the future success – or, indeed, the very survival – of a business and potentially unravel a lifetime’s work on the part of the owner. We give you the confidence about the decisions you need to make. Your business is probably the largest asset on the balance sheet, and some business owners are not treating it with the same respect as…read more →

Stroke Prevention Tips | Live Well, Work Well – October 2017 Edition

Stroke Prevention Tips | Live Well, Work Well – October 2017 Edition

In this month’s Live Well, Work Well newsletter, we discuss we discuss stroke prevention tips and how your job could put you at risk of a musculoskeletal disorder. Stroke Prevention Tips Also called a brain attack, a stroke can be as serious as a heart attack. It most often occurs when blood flow to the brain is blocked by a clot. When this happens, brain cells begin to die because they cannot receive the oxygen and nutrients they need to function. Some stroke risk factors are genetically determined, while others are the result of lifestyle choices. Common risk factors include high blood pressure, high cholesterol, smoking, diabetes, increasing age and obesity. To lower your risk of experiencing a stroke, it’s important to know the controllable risk factors and make any necessary lifestyle changes. Helpful preventive strategies include the following: Maintain a…read more →

Free Prescription Medications for Children and Youth Through OHIP+

Free Prescription Medications for Children and Youth Through OHIP+

Ontario to Provide the First Universal Drug Program of its Kind in Canada in 2018 As part of the 2017 Budget, Ontario is giving children and youth a better start in life by moving to make prescription medications free. Premier Kathleen Wynne was joined today by Dr. Eric Hoskins, Minister of Health and Long-Term Care, and Charles Sousa, Minister of Finance, at Jenner Jean-Marie Community Centre in Toronto to announce the new OHIP+: Children and Youth Pharmacare Program. Beginning January 1, 2018, all children and youth 24 years of age or younger will be able to get their prescription medications for free by simply showing their Ontario health card number and a prescription. Coverage will be automatic, with no upfront costs. The proposed new program will improve access to prescription medications for more than four million children and young people,…read more →

Live Well, Work Well – April is Oral Health Awareness Month

Live Well, Work Well – April is Oral Health Awareness Month

4 Tips for Preventing Oral Health Issues April is Oral Health Month in Canada, making it the perfect time to remind yourself of good oral hygiene practices. Oral health problems—like cavities and oral cancer—can be costly, and they impact Canadians of all backgrounds every year. Thankfully, almost all oral diseases can be prevented with proper knowledge and the following prevention techniques: Keep a clean mouth. Thoroughly brushing and flossing can reduce dental plaque and prevent gingivitis—the mildest form of gum disease. Check your mouth regularly. Every year, approximately 3,200 Canadians are diagnosed with oral cancer. To prevent the disease, it’s critical to visit the dentist regularly. Checkups can detect early signs of oral health problems, and professionals can suggest treatments that will prevent further damage. Eat wisely. Teeth are sensitive to certain foods. Foods that are high in sugars and…read more →

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