Employee Benefits

Retiring in Ontario: Addressing the pending pension crisis

More than 3 million Ontario workers are staring at a bleak and hungry old age because they haven’t saved enough for retirement. Liberal leader Kathleen Wynne wants to change what she calls “the emerging retirement income crisis” with her proposed Ontario Retirement Pension Plan ORPP. The centre-piece of the Liberal election platform is a mirror image of the Canada Pension Plan that would double the retirement income of recipients. “Not saving enough means a significant portion of the population is facing a diminished quality of life in retirement,” the party argues in a paper posted on its website. “Voluntary measures are not enough. Retirement security is too important to do nothing.” Wynne isn’t exaggerating the low rate of savings in Ontario and Canada. A 2013 study by CIBC found Canada’s household savings rate has dropped steadily from 15-20 per cent…read more →

Is a group pension plan the right thing to do for your employees?

You don’t have to be a Fortune 500 company to have a company sponsored pension plan. Our pension specialists can help you out. Our group pension services include: working with the employer to establish the ‘plan of action’ for the plan to follow determining the best plan based on employer/employee needs developing a model that ensures the plan remains compliant to the guidelines of good governance communication materials ongoing service financial planning for employees Contact us today and join the many satisfied clients who rely upon our expertise to provide outstanding coverage, service excellence and long-term competitive premiums! Content provided by Dan Lawrie Insurance Brokers.   Dan Lawrie is the name you can trust for insurance.  Services and locations ranging from covering your Hamilton auto and home or your Burlington business, we can take care of you.  Do you have…read more →

WELCOME FROM THE PRESIDENT

Thank you for visiting the Dan Lawrie Insurance blog site! If you are an existing client, I hope that you’ll find it a valuable insurance resource to return to again and again. This site provides articles and news for you to keep informed of everything that is happening in the insurance world.   If you’re not a client yet, I invite you to take a look at Dan Lawrie Insurance here as a starting point and then to contact us to learn more about auto, home, life, business and other insurance services that may interest you. I can assure you that your satisfaction means everything to us! Our Core Values of Dan Lawrie Insurance People are at the heart of any company’s ability to succeed, people who share the same values and purpose. Our shared Core Values guide us in…read more →

FONOM Partners with Dan Lawrie Insurance Brokers Ltd. to Provide a “Return of Premium” Group Benefits Program

The Federation of Northern Ontario Municipalities (FONOM) is pleased to partner with Dan Lawrie Insurance Brokers Ltd. (DLIB) to offer their members a unique group benefits program opportunity. The FONOM program is ideal for small and medium sized municipalities up to 250 employees. This “return of premium” program provides municipalities with the opportunity to receive a percentage return of annual premium paid every year they participate in the program. With expenses 18-30 per cent lower than regular group benefit programs, the FONOM plan will be very attractive to municipalities from a cost perspective. Each FONOM member municipality will have the opportunity to create their own contract within the program. The FONOM program will have no restrictions on plan design. With representation in Northern Ontario, DLIB will be able to provide a direct approach to serving participating municipalities with every aspect…read more →

It’s beginning to a look a lot like… 2013!

As we are coming to a closing of 2012, with the New Year around the corner we are all thinking of a ” New Year’s Resolution.” It’s time to decide on your New Year’s Resolution! Your thoughts about insurance and the way you see it fitting into your life might be good candidates for change as well. Adequate insurance coverage in all aspects of your life is vital, and you can get that through understanding your current coverage and getting more where needed. Protecting yourself and your family is important, so take the steps that are necessary to protect them by making sure that things are taken care of in case of emergencies. Things like increases in your income, increases in your expenses, new purchases, moving, or a new baby can all affect your lifestyle and your needs for all…read more →

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