Employee Benefits

FONOM Partners with Dan Lawrie Insurance Brokers Ltd. to Provide a “Return of Premium” Group Benefits Program

The Federation of Northern Ontario Municipalities (FONOM) is pleased to partner with Dan Lawrie Insurance Brokers Ltd. (DLIB) to offer their members a unique group benefits program opportunity. The FONOM program is ideal for small and medium sized municipalities up to 250 employees. This “return of premium” program provides municipalities with the opportunity to receive a percentage return of annual premium paid every year they participate in the program. With expenses 18-30 per cent lower than regular group benefit programs, the FONOM plan will be very attractive to municipalities from a cost perspective. Each FONOM member municipality will have the opportunity to create their own contract within the program. The FONOM program will have no restrictions on plan design. With representation in Northern Ontario, DLIB will be able to provide a direct approach to serving participating municipalities with every aspect…read more →

It’s beginning to a look a lot like… 2013!

As we are coming to a closing of 2012, with the New Year around the corner we are all thinking of a ” New Year’s Resolution.” It’s time to decide on your New Year’s Resolution! Your thoughts about insurance and the way you see it fitting into your life might be good candidates for change as well. Adequate insurance coverage in all aspects of your life is vital, and you can get that through understanding your current coverage and getting more where needed. Protecting yourself and your family is important, so take the steps that are necessary to protect them by making sure that things are taken care of in case of emergencies. Things like increases in your income, increases in your expenses, new purchases, moving, or a new baby can all affect your lifestyle and your needs for all…read more →

Stop The Treadmill I Want to Get Off!

Many small and large businesses alike are concerned about the sustainability of providing benefits to their employees. This is no surprise considering Canadian employer private drug plan payouts reached $7.6 billion in 2011. This increased by $1.8 billion over the past five years, according to IMS Brogan’s Private Drug Plan Database. For most companies, managing employee benefits costs is like being on a treadmill … shop the market, compare, implement, get the renewal increase, shop the market, compare, implement, get the renewal increase… The Good News is – there are solutions to this treadmill methodology. Employers do not have to be content with the status quo. All employers need to ensure their employee benefit costs are competitive and sustainable in an ever changing health care market place. Healthcare delivery is more complex today and demands are greater due to an…read more →

Useful Information For Your Everyday Life

Did you know that you can now subscribe to our monthly insurance newsletters which are highly informative and an easy read! Don’t miss out on tips and important facts for home owners, car owners and more! Click on an image below if you would like to receive the Dan Lawrie Insurance Brokers Ltd. newsletter! Personal Protection Bulletin Business Protection Bulletin Employee Matters Bulletin    

Come And Connect With US!

We are very excited to announce the launch of the new Dan Lawrie Insurance Brokers Social Networking program. This program is designed to reach out to our Clientele and Carrier Partners to provide educational articles, updates, and information regarding recent news and trends in the insurance industry. You will be able to interact online directly with Dan Lawrie Insurance Brokers professionals to provide feedback on how we can improve our products and Services. In addition, by using these trusted social media sites, we will be able to increase our communication regarding various topics of interest to you. If you are a member of these sites, you can access the Dan Lawrie Insurance Brokers links here: Facebook | LinkedIn | Twitter We encourage you to review our educational articles which pertain to you, your family and your business. Check out our blog which is updated daily. We are excited…read more →

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