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7 Ways To Make Your March Break Awesome!

7 Ways To Make Your March Break Awesome!

1. Meet some local heroes What child doesn’t dream about being a firefighter at some point? Call the general inquiry line of your local fire services to book a tour of the fire hall (small communities sometimes allow you to simply drop in). Often kids get a lesson in fire safety as well as the chance to sit in the shiny red engine. 2. Make like Bob the Builder Habitat for Humanity International welcomes volunteers from age five to help provide homes for families in need. Though you have to be at least 16 to work on a build, younger kids can construct mailboxes or tool sheds, help with landscaping and organize penny drives. To find out more, call 800-667-5137 or visit habitat.ca. 3. Make your city new to you Act like a tourist and visit exhibitions and events. “There…read more →

6 Spring Break Travel Tips

6 Spring Break Travel Tips

Spring break is one of the most popular times for Canadians to travel. To ensure that your next trip is fun and stress-free, keep in mind the following tips to help avoid travel woes: Review the Government of Canada’s travel advice and advisories Visit a travel clinic or speak with your health care provider six weeks before you leave. Doing so will ensure that you are up to date with your vaccinations and in good health. Sign up for the Government of Canada’s Registration of Canadians Abroad This is a free service that allows the Government of Canada to notify you of an emergency abroad or at home. Purchase the best travel insurance you can, as your Canadian health insurance will not protect you in other countries. Ensure that your passport is up to date. Pack a travel health kit. This…read more →

International Insurance Update – March 2017 Edition

International Insurance Update – March 2017 Edition

We are pleased to present our March 2017 edition of the International Property & Casualty Newsletter! The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. If you have a need or question about international insurance or risk management, call us for assistance at 1.800.661.1518 or click here to contact us. Recent Successes Placed local General Liability, Pollution, Automobile, Umbrella and D&O policies for a manufacturer of specialty resins and polymers based in Quebec, Canada. Reverse Flow placement for large French optical store chain opening in North America. Global Piracy Piracy is one of the world’s oldest crimes and, despite some potentially encouraging statistics, maritime security analysts say it will never go away. Global piracy…read more →

Confronting Retail Violence

Confronting Retail Violence

Implement tools and policies to strengthen your teams ability in confronting retail violence. Workplace violence encompasses everything from a robbery to bullying, from threats and non-fatal injuries to homicide. Retail workers face a number of unique circumstances that put them at an increased risk for workplace violence, including: Handling cash Night-time shifts or finishing shifts after dark Presence of valuable merchandise Working solo Poor visibility in parking lots or when working behind store counters Workers can keep themselves safe by becoming educated about risk, being proactive and following the guidelines outlined in our Workplace Violence Prevention Program. Make sure to talk through the tenants of our Workplace Violence Prevention Program with workers and share the following information. Recognizing Risks Workplace violence can be divided into four general categories: Teach workers to contribute to the safety measures in place by recognizing…read more →

Canada Pension Plan Benefits to Increase

    Recently, the federal government introduced legislation to amend the Canada Pension Plan (CPP), which has effectively cancelled the introduction of the Ontario Retirement Pension Plan (ORPP). The new legislation – Bill C-26 – applies to all Canadians, except those in Quebec (who contribute to the Quebec Pension Plan). Some highlights of the CPP enhancements are below: Increase the share of eligible annual earnings received during retirement from one-quarter to one-third of career average earnings, up to the Year’s Maximum Pensionable Earnings. Provide an enhanced portion of the CPP for individuals with income in excess of the Year’s Maximum Pensionable Earnings – this will increase by 14% over two years beginning in 2024. Increase of contributions by 1% – from 4.95% to 5.95% – for both the employer and employees. Offset the effect of increased contributions on eligible low-income…read more →

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