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What the GDPR Means for Canadian Businesses

What the GDPR Means for Canadian Businesses

What the GDPR Means for Canadian Businesses With the severity of cyber attacks increasing on what seems like a daily basis, governments are now stepping in to provide guidance and keep the general public both safe and informed. In Canada, the Digital Privacy Act (DPA), which amends the Personal Information Protection and Electronic Documents Act (PIPEDA), is the federal law that dictates how organizations respond to and report data breaches. However, these are not the only cyber-related laws Canadian businesses have to contend with, as Europe’s data breach regulations can have a sweeping impact on international businesses of all kinds. In fact, any organization that operates or sells in the European Union (EU) or manages EU-based information could face major fines if they fail to comply with the General Data Protection Regulation (GDPR). As such, it’s crucial for organizations to…read more →

International Insurance Newsletter – May 2018 Edition

International Insurance Newsletter – May 2018 Edition

The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. We are an authorized Globex International Group Broker Partner in 130 countries around the world. You can depend on us to assist you with all your International Insurance requirements. As your trusted resource for International Insurance Compliance and Risk Management, you can count on us to find the right solutions for all insurance challenges outside of Canada. Please contact us at 1-800-661-1518 or click here if you have any questions or concerns regarding international insurance. Recent Successes: Secured Broker of Record Letters for local policies issued in Jersey, Channel Islands and the USA for subsidiaries of a Canadian global gold-based financial services company. Placed standalone Employers’ Liability policy…read more →

Cyber Risk Is Everyone’s Business!

Cyber Risk Is Everyone’s Business!

Enough Is Enough! The more we hear about cyber risk, the more people are inclined to cover their ears and say “Enough is Enough!” The problem is, simply being fed up with cyber risk isn’t enough. You need to take action. Today’s technological landscape is evolving at an exponential pace. At the same time, the risk to businesses from malicious cyber-attacks is running in lockstep, if not faster. I recently attended the International Cyber Risk Management Conference in Toronto and the theme was “Cyber Risk is Everyone’s Business.” While we may not be directly involved in or feel we have direct exposure to Cyber Risk, the fact is, like the name says, it is “Everyone’s Business.” Every one of us is touched by cyber risk in some way, and each one of us needs to be aware of our cyber…read more →

Personal Lines Perspectives: How To Protect Against Underground Service Line Failures

Personal Lines Perspectives: How To Protect Against Underground Service Line Failures

Most homeowners are not aware that they are responsible for repairs to underground pipes and wiring that bring services such as water, gas, power, data and communications into their homes. Dan Lawrie Insurance Brokers provides options that extend coverage to the service lines coming to the house as an enhancement to homeowner property policies. Homeowners are Responsible for Service Line Repairs As a homeowner, you are responsible for repairs to underground pipes and wiring that bring services such as water, gas, power, data and communications into your home, if the damage occurs on your property, or off your premises, and you are legally responsible for it. The cost to repair or replace these lines is not covered by a typical homeowners insurance policy. But there is a type of insurance that covers such losses: Service Line coverage. Example of a Service…read more →

Live Well, Work Well – April 2018 Edition

Live Well, Work Well – April 2018 Edition

Insomnia Triggers and Treatments Around 40 per cent of Canadians suffer from periodic insomnia. Insomnia is a condition where sufferers have trouble falling and staying asleep, wake up too early and experience fatigue during the day. If left untreated, these problems can lead to depression, anxiety, high blood pressure and diabetes. Insomnia is a very individual condition, and one that can be caused by a variety of triggers, including the following: Stress from work, school, and health and family concerns Anxiety Depression Stimulants Environment and schedule changes Eating too late at night There are many treatment options for insomnia sufferers that can offer relief. Many doctors recommend behavioural treatments (sometimes accompanied by medication) as an effective means of changing sleeping patterns. If sleep difficulties occur for at least one month, contact your doctor to determine the cause of your problem….read more →

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