Blog
Personal Insurance Newsletter | November 2018

Personal Insurance Newsletter | November 2018

Save on your car insurance this winter It’s no secret that getting from point A to point B in the middle of a Canadian blizzard can be tough. Thankfully, there’s one simple step you can take towards a smoother, safer — and even cheaper — winter drive: installing a set of quality winter tires. All Ontario car insurance companies are required to offer a winter tire discount – usually about five per cent. Why use winter tires? As the temperature drops, all-season and summer tires can stiffen and start losing their elasticity, which can lead to decreased traction and poor performance. The rubber used in winter tires, on the other hand, is designed to stay flexible even in extremely chilly weather, so you’ll get a better grip on that slippery side street. Are winter tires good for driving on ice…read more →

Live Well, Work Well – November 2018 Edition

Live Well, Work Well – November 2018 Edition

In this edition of the Live Well, Work Well newsletter, you’ll learn about chronic sleep disorders and mindfulness. In addition, you’ll read about Lung Cancer Awareness Month. Chronic Sleep Disorders Sleep is essential for normal, healthy function. However, about 40 per cent of Canadians suffer from chronic sleep disorders. Sleep disorders can result from a number of causes, including stress, illness, diet or medication. Other causes include genetics, night-shift work, blindness, mental illness, physical illness and aging. Follow these tips for a good night’s sleep: Go to bed and wake up at the same time every day. Exercise daily, but not within a few hours of going to bed. Avoid caffeine, cigarettes and alcohol several hours before bedtime. Make sure your bedroom is not too hot or cold before bed.     A Beginner’s Guide to Mindfulness and Meditation Prolonged…read more →

Employment Insurance Premium Rate Change for 2019

Employment Insurance Premium Rate Change for 2019

Employment Insurance Premium Rate Change for 2019 The Canada Employment Insurance Commission has announced a decrease in employment insurance premiums for 2019. Finance Minister Bill Morneau and Social Development Minister Jean-Yves Duclos said issued the following statement on the Employment Insurance (EI) premium rate for 2019: “Thanks to the hard work of Canadians, job creation has been strong, and unemployment is near 40-year lows. While more and more Canadians are feeling the benefits of Canada’s strong economy, the Government is committed to ensuring that middle class Canadians and people working hard to join the middle class have the support they need as they work to build better lives for themselves and their families. Canada’s EI program provides that support in times of need, and also provides training and employment programs to help Canadians find and keep good, well-paying jobs.” Since…read more →

International Insurance Newsletter | November 2018 Edition

International Insurance Newsletter | November 2018 Edition

International Insurance Newsletter | November Edition   Recent Successes: Placed local Package & Umbrella policies in Canada on behalf of a manufacturer of ready to assemble furniture products. Placed a standalone Employers’ Liability policy for an Italian restaurant chain opening up in the UK. Bound local policies in Australia and the UK as part of a Controlled Master Program for a leading provider of household consumer chemical products and restoration services. New Zealand There has been a very large increase in cyber incidents reported to CERT NZ, New Zealand’s government authority on cyber security. According to CERT NZ’s Q2 2018 report, cyber incident reporting by organisations has increased 145% since Q1 2018 – up from 506 to 736 incidents reported by organisations. Direct financial losses from all cyber incidents for the period totalled NZ$2.2m, or US$1.42m). However, this only reflects…read more →

Confronting The Risk That Goes Along With Embracing Technology

Confronting The Risk That Goes Along With Embracing Technology

One out of every five businesses will fall victim to a cyber attack. Not being part of that statistic requires confronting the risk that goes along with embracing technology. IT’S HAPPENED more often than I can count. People – from the guy who cuts my hair to the CPA I meet at a party – hear that I work in cyber insurance, and they proceed to ask me how they can protect themselves. I end up talking about cybersecurity a lot. At my last doctor’s appointment, I noticed that my primary care physician had transitioned from paper to patient files to a cloud-based record management system. After proudly showing off his new iPad, my doctor proceeded to ask me about cybersecurity. I was glad he did – security considerations aren’t always front of mind when adopting new technologies, yet it’s…read more →

Dan Lawrie Insurance Brokers - Travelers Insurance Logo Dan Lawrie Insruance Brokers - Economical Insurance LogoDan Lawrie Insurance Brokers - Novex Insurance LogoDan Lawrie Insurance Brokers - Aviva Insurance LogoDan Lawrie Insurance Brokers - Chubb Insurance LogoDan Lawrie Insurance Brokers - Intact Insurance LogoDan Lawrie Insurance Brokers - PemBridge Insurance LogoDan Lawrie Insurance Brokers - Gore Mutual Insurance LogoDan Lawrie Insurance Brokers - PafCo Insurance LogoDan Lawrie Insurance Brokers - Premier Marine Insurance LogoDan Lawrie Insurance Brokers - Jevco Insurance LogoDan Lawrie Insurance Brokers - Aviva Elite Insurance LogoDan Lawrie Insurance Brokers - Manulife Insurance LogoDan Lawrie Insurance Brokers - Equitable Life LogoDan Lawrie Insurance Brokers - The Great West Life Insurance LogoDan Lawrie Insurance Brokers - Sun Life Insurance LogoDan Lawrie Insurance Brokers - The Co-Operators Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - CAA LogoDan Lawrie Insurance Brokers - North Bridge Logo