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Cyber Risk Is Everyone’s Business!

Cyber Risk Is Everyone’s Business!

Enough Is Enough! The more we hear about cyber risk, the more people are inclined to cover their ears and say “Enough is Enough!” The problem is, simply being fed up with cyber risk isn’t enough. You need to take action. Today’s technological landscape is evolving at an exponential pace. At the same time, the risk to businesses from malicious cyber-attacks is running in lockstep, if not faster. I recently attended the International Cyber Risk Management Conference in Toronto and the theme was “Cyber Risk is Everyone’s Business.” While we may not be directly involved in or feel we have direct exposure to Cyber Risk, the fact is, like the name says, it is “Everyone’s Business.” Every one of us is touched by cyber risk in some way, and each one of us needs to be aware of our cyber…read more →

Personal Lines Perspectives: How To Protect Against Underground Service Line Failures

Personal Lines Perspectives: How To Protect Against Underground Service Line Failures

Most homeowners are not aware that they are responsible for repairs to underground pipes and wiring that bring services such as water, gas, power, data and communications into their homes. Dan Lawrie Insurance Brokers provides options that extend coverage to the service lines coming to the house as an enhancement to homeowner property policies. Homeowners are Responsible for Service Line Repairs As a homeowner, you are responsible for repairs to underground pipes and wiring that bring services such as water, gas, power, data and communications into your home, if the damage occurs on your property, or off your premises, and you are legally responsible for it. The cost to repair or replace these lines is not covered by a typical homeowners insurance policy. But there is a type of insurance that covers such losses: Service Line coverage. Example of a Service…read more →

Live Well, Work Well – April 2018 Edition

Live Well, Work Well – April 2018 Edition

Insomnia Triggers and Treatments Around 40 per cent of Canadians suffer from periodic insomnia. Insomnia is a condition where sufferers have trouble falling and staying asleep, wake up too early and experience fatigue during the day. If left untreated, these problems can lead to depression, anxiety, high blood pressure and diabetes. Insomnia is a very individual condition, and one that can be caused by a variety of triggers, including the following: Stress from work, school, and health and family concerns Anxiety Depression Stimulants Environment and schedule changes Eating too late at night There are many treatment options for insomnia sufferers that can offer relief. Many doctors recommend behavioural treatments (sometimes accompanied by medication) as an effective means of changing sleeping patterns. If sleep difficulties occur for at least one month, contact your doctor to determine the cause of your problem….read more →

International Insurance Newsletter – April 2018 Edition

International Insurance Newsletter – April 2018 Edition

The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. We are an authorized Globex International Group Broker Partner in 130 countries around the world. You can depend on us to assist you with all your International Insurance requirements. As your trusted resource for International Insurance Compliance and Risk Management, you can count on us to find the right solutions for all insurance challenges outside of Canada. Please contact us at 1-800-661-1518 or click here if you have any questions or concerns regarding international insurance. Recent Updates: France French companies will have 3 years to erase their gender pay gaps or face possible fines under plans presented to both unions and employers. On average, men are paid 9%…read more →

Addressing Sexual Misconduct Allegations with Insurance

Addressing Sexual Misconduct Allegations with Insurance

Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves. When these claims arise, organizations are expected to handle them quickly and tactfully, while respecting the weight of the situation and the wishes of the alleged victim. What’s more, alleged sexual misconduct, regardless of whether it is against an executive or employee, can result in a wide variety of claims against a company and lead to serious reputational damages. As such, companies need to handle these situations with great care and be prepared with the proper insurance. Because no single insurance policy provides coverage for every type of claim that may result from misconduct allegations,…read more →

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