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OHIP+ No Longer Covers Kids and Young Adults with Private Insurance

OHIP+ No Longer Covers Kids and Young Adults with Private Insurance

OHIP+ No Longer Covers Kids and Young Adults with Private Insurance Christine Elliott unveiled the PCs ‘cost-effective’ changes to free prescriptions for people under 25. Children, teens and young adults with private health benefits will no longer be eligible to receive free prescriptions through OHIP+, newly appointed Health Minister Christine Elliott announced on Saturday. The “cost-effective” changes to the province’s current pharmacare program are part of the Ontario Progressive Conservative government’s pledge to save billions each year by finding “efficiencies” in government spending, Elliott said in a news release. OHIP+ coverage will now focus on Ontario residents “who do not have existing prescription drug benefits” while also “saving the taxpayers money,” she explained. The province’s current youth pharmacare program effective January 1, 2018 provides free coverage on more than 4,400 drugs to children and youth aged 24 and under —…read more →

International Insurance Newsletter – July 2018 Edition

International Insurance Newsletter – July 2018 Edition

International Insurance Newsletter | July 2018 Edition     Recent Successes: Placed overseas Directors & Officers policies in 5 countries as part of a controlled program on behalf of a global leader in energy storage and power delivery solutions. Placed both a Medical Evacuation policy and a K&R policy with Political Evacuation coverage for employees working in Afghanistan. Placed a Clinical Trials Liability policy for a drug safety and tolerance study in Jordan with a local limit equivalent to the high US limits. Jordan. As a key part of reforms to boost the finances of a debt-burdened economy hit by regional conflict, Jordan’s Cabinet approved major IMF-guided proposals that aim to double the income tax base. Among the proposals is a move to increase the corporate income tax on banks, financial institutions and insurance companies. The Jordan Insurance Federation has…read more →

Benefits of Business Interruption Insurance

Benefits of Business Interruption Insurance

Benefits of Business Interruption Insurance Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. That’s where business interruption insurance can help. This form of coverage provides protection against a variety of common interruptions, including natural disasters, equipment damage and vandalism. The following are some other major benefits of business interruption insurance: Revenue. In the event of a disruption, business interruption insurance provides coverage for income your business would have earned during a closure period if it had been operating normally. Rent or lease payments. Even if your premises are unusable following a disaster or other event, many leases still require that you…read more →

Your Home Insurance Renewal Checklist

Your Home Insurance Renewal Checklist

When your home insurance renewal notice comes in the mail, do you file it away and let your coverage remain the same, year after year? You’re not alone. But it’s unlikely that you’re in the same position today as you were when you first bought your policy — and that renewal notice is a great reminder to think about how your needs may have changed, whether or not your existing coverage is still enough, and new ways you could be saving money on your insurance. When you receive your next renewal notice, consider these five factors before just filing it away. 1. Don’t miss out on discounts. Did you know you could qualify for discounts on home insurance if you’ve recently paid off your mortgage or installed a home security system, a monitored smoke detector, a sump pump, a backwater valve, or a new…read more →

Live Well, Work Well – June 2018 Edition

Live Well, Work Well – June 2018 Edition

High Blood Pressure: A Potentially Deadly Danger Hypertension, commonly referred to as high blood pressure, is a condition in which resting blood pressure is consistently measured at 140/90 or greater. This pressure causes your heart to strain, damages blood vessels and negatively affects vital organs. Over time, high blood pressure can increase the risk of stroke, heart attack and kidney failure. There are several factors that put people at a greater risk for developing high blood pressure: A family history of high blood pressure Obesity and inactive lifestyles Smoking Stress Low potassium levels Excessive alcohol consumption While high blood pressure can be dangerous, it is typically preventable through lifestyle changes, including: Limiting salt, fats and alcohol Eating healthy foods Being physically active Experts recommend that those with diagnosed hypertension have their blood pressure checked frequently.     Beware of Online…read more →

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