Safety Focused: Driver Safety After Dark & Winter Tires: Do You Need Them?

Safety Focused: Driver Safety After Dark & Winter Tires: Do You Need Them?

Driver Safety After Dark The approach of autumn brings less daylight, which results in an increase in traffic deaths. In fact, since drivers aren’t used to the decreased visibility, traffic deaths are much more common after the sun goes down than during the daytime—both for drivers and pedestrians. Whether you drive for your job or commute home from work in the evening, it is important to remember the following safety tips: Test your headlights, and turn them on one hour before sunset and one hour after sunrise so other drivers can see you easily. Do not look directly at oncoming headlights. Look toward the right side of the road, following the white line with your eyes. Increase your following distance by four or five seconds to give yourself more response time. If you have vehicle trouble, pull off the road…read more →

International Insurance Update – November 2017 Edition

International Insurance Update – November 2017 Edition

The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. We are an authorized Globex International Group Broker Partner in 130 countries around the world. Recent Successes Bound local policies for Property and General Liability in China and Philippines as part of a controlled program for a cable and tensile membrane structures company. Placed Property and Liability policies in Mexico as part of an international program along with local homeowners, boat and automobile polices for an organic produce company. Hong Kong A new insurance regulator, independent of the Government of Hong Kong SAR, will start collecting a levy on insurance premiums from policyholders from January 1st 2018. The principal objectives of the Insurance Authority…read more →

Ontario’s Rules And Regulations For Road-Building Machines Have Changed

Ontario’s Rules And Regulations For Road-Building Machines Have Changed

Ontario’s rules and regulations for road-building machines have changed. This change affects the way road-building machines are legally defined and classified. Vehicles no longer considered road-building machines will be subject to requirements related to registration, licensing and hours of service. Highlights Beginning July 1, 2017, changes to Ontario Regulation 398/16 (Road-building Machines)—which puts forth criteria for classifying vehicles, features and equipment as road-building machines—take effect. As per the changes, road-building machines will now be defined as self-propelled vehicles commonly used in the construction or maintenance of highways. Former road-building machines will be subject to requirements related to registration, licensing, hours of service and more. New Definition of Road-Building Machine Per the changes to Ontario Regulation 398/16, road-building machines will be defined as self-propelled vehicles commonly used in the construction or maintenance of highways. The following are examples of road-building machines,…read more →

Stroke Prevention Tips | Live Well, Work Well – October 2017 Edition

Stroke Prevention Tips | Live Well, Work Well – October 2017 Edition

In this month’s Live Well, Work Well newsletter, we discuss we discuss stroke prevention tips and how your job could put you at risk of a musculoskeletal disorder. Stroke Prevention Tips Also called a brain attack, a stroke can be as serious as a heart attack. It most often occurs when blood flow to the brain is blocked by a clot. When this happens, brain cells begin to die because they cannot receive the oxygen and nutrients they need to function. Some stroke risk factors are genetically determined, while others are the result of lifestyle choices. Common risk factors include high blood pressure, high cholesterol, smoking, diabetes, increasing age and obesity. To lower your risk of experiencing a stroke, it’s important to know the controllable risk factors and make any necessary lifestyle changes. Helpful preventive strategies include the following: Maintain a…read more →

International Property & Casualty Insurance Newsletter – October 2017 edition

International Property & Casualty Insurance Newsletter – October 2017 edition

The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. We are an authorized Globex International Group Broker Partner in 130 countries around the world. Recent Successes Placed a local General Liability policy in Dubai for a strategic communications consultancy operating throughout the MENA region. Placed a Commercial Property policy for Canadian subsidiary of a US data protection solutions company. Placed Property Damage coverage for electronic metering devices to be installed in public transportation vehicles in Mexico Global Global non-life premiums grew 3.7% in 2016, down from 4.2% in 2015 but above the ten-year average of 2%. In emerging markets premium growth was 9.6%, underpinned by a 20% growth in China. The advanced markets…read more →

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