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Car insurance rates for Ontario drivers could increase as high as 7%

Car insurance rates for Ontario drivers could increase as high as 7%

The Financial Services Commission of Ontario (FSCO) has released the auto insurance rate approvals for the first quarter of 2017. For Ontario drivers, car insurance rates are increasing overall in the province by 1.24%. This compares to a 0.14 per cent decrease in the previous quarter. Even though approved rates increased 1.24 per cent, some drivers could see their rates go up as much as 7%, while others may see a decrease in the neighbourhood of 3%, as this is the range in rates approved this quarter. It all depends on who you have your coverage through. “Ontario has a very competitive marketplace,” FSCO says in its quarterly statement. “Rates for the same coverage vary based on each insurer’s claims experience and the insurer’s rating system.” As a result, FSCO urges consumers to shop around for auto insurance. It is more important than ever…read more →

Be Ready To Hit The Road This Long Weekend!

Be Ready To Hit The Road This Long Weekend!

With winter “officially” in the rearview mirror, and a three-day weekend on the horizon, there are two things you can count on this holiday long weekend: the potential for unpredictable weather and lots of traffic. If you’ll be hitting the road this long weekend, rock your road trip with these safety essentials and tips. Prepare your vehicle Top up your car’s windshield wiper fluid, check the tire pressure, and remember to travel with an emergency roadside safety kit. Make sure you’ve got all your car-related documents No matter where you’re travelling this weekend, your car insurance coverage will follow you should something go wrong. Just make sure you have your driver’s licence, insurance documents, ownership and registration handy. Drive only when well rested Only hit the road if you’re well rested. It’s been estimated that about 20 per cent of fatal collisions in Canada…read more →

Shopping For A New Home? Look Out For These 6 Things That Could Impact Your Insurance

Shopping For A New Home? Look Out For These 6 Things That Could Impact Your Insurance

Whether you’re a first-time homebuyer or you’ve done this all before, there’s a lot to think about when you’re hunting for a new home — and you probably have hundreds of questions bouncing around in your head… Is it in a safe, friendly neighbourhood? Does it have a secure backyard where my dogs can run free? And how far away is the nearest grocery store? But have you thought about how different parts of the house itself could impact the cost of your home insurance, and even your eligibility for coverage? While you’re picturing life in a new home, don’t forget to ask some important questions about the house: When was it built? New homes are built based on current standards and bylaws, meaning they should cost less to repair or rebuild than older homes that need to be updated after damage occurs — and…read more →

The 2017 Federal Budget: What Does It Mean for Employers?

On Wednesday, March 22, 2017 the Government of Canada released its 2017 Budget Plan. Many of the commitments, if passed into legislation, will have a significant impact on employers, most immediately those in the federal sector. Key proposed changes to the Employment Insurance Act and Canada Labour Code are outlined below. Employment Insurance Act A new caregiving benefit to assist Canadians caring for a critically ill or injured family member. An individual would be entitled to up to 15 weeks of employment insurance (“EI”) benefits where he or she is providing care to an adult family member requiring significant support to recover from a critical illness or injury. While this amendment would apply only to adult family members, an individual would continue to be entitled to collect up to 35 weeks of EI benefits if caring for a critically ill…read more →

April ‘Blind Spot’ Could Leave Your Organization Vulnerable To Cyber Attack

April ‘Blind Spot’ Could Leave Your Organization Vulnerable To Cyber Attack

New research has identified a ‘mean blind spot’, which leaves organizations vulnerable to cyber attack – particularly in the months of April and October. A study by the University of Portsmouth found the length of recovery time between cyber attacks can leave organizations susceptible to further attacks. This ‘mean blind spot’ is the average interval between the recovery from an existing incident and the occurrence of a new incident. Dr. Benjamin Aziz, senior lecturer from the School of Computing, conducted the research using a community dataset of cyber incidents known as VERIS. The data is collected from a wide range of industries and different types and sizes of organizations. He said: “Cyber attacks and data breaches are becoming more and more frequent and most companies will have plans for counterattack in place. “However, the problem arises when you look into organizations’ recovery…read more →

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