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International Insurance Newsletter – September 2018 Edition

International Insurance Newsletter – September 2018 Edition

Recent Successes: Placed overseas Directors & Officers policies in 5 countries as part of a controlled program on behalf of a global leader in energy storage and power delivery solutions. Placed both a Medical Evacuation policy and a K&R policy with Political Evacuation coverage for employees working in Afghanistan. Placed a Clinical Trials Liability policy for a drug safety and tolerance study in Jordan with a local limit equivalent to the high US limits.   Jordan. As a key part of reforms to boost the finances of a debt-burdened economy hit by regional conflict, Jordan’s Cabinet approved major IMF-guided proposals that aim to double the income tax base. Among the proposals is a move to increase the corporate income tax on banks, financial institutions and insurance companies. The Jordan Insurance Federation has rejected the draft income tax law that would…read more →

Phishing Scams: Easy Tips To Avoid Them

Phishing Scams: Easy Tips To Avoid Them

Phishing Scams: Easy Tips To Avoid Them Phishing emails are built on a simple premise. Hackers access sensitive information – the kind of information that only the victims would know – and then use this to convincingly impersonate a company’s CEO or other internal employee, client, customer, or supplier. These emails usually fall into two categories: those targeting data or those targeting money. The trouble is that phishing scams can look amazingly genuine because they often incorporate real information. Although you might not be able to spot them at first, the good news is that a little extra vigilance will go a long way in preventing the hackers from getting what they want. DATA Whenever you receive a request to transfer sensitive data, it’s a good idea to first verify the authenticity of the request by speaking to the sender…read more →

Marijuana’s Impact On Driving

Marijuana’s Impact On Driving

Drug-impaired Driving Can Be Deadly Marijuana use significantly impairs one’s driving ability by affecting judgement, motor coordination and reaction time. In fact, according to the most recent data from the Canadian Centre on Substance Abuse, approximately 34 per cent of vehicle crash deaths can be linked to drug-impaired driving, which is nearly as many as those related to alcohol. Marijuana’s Impact On Driving Drug-impaired driving occurs when an operator uses a motor vehicle while under the influence of illegal, prescription or over-the-counter drugs. Of these, marijuana is one of the most common, with studies suggesting that each year, approximately 632,600 Canadian drivers operate a vehicle two hours after smoking marijuana. This is dangerous, as marijuana can impact one’s driving ability in the following ways: Reduces a driver’s ability to stay in the centre lane Impacts a driver’s ability to judge…read more →

Live Well, Work Well – August 2018 Edition

Live Well, Work Well – August 2018 Edition

This month we discuss common illnesses you can catch just by swimming in a pool, the health impact of poor air quality and why your phone may cause sleep trouble. Sunrays Aren’t the Only Thing You Can Catch at the Pool As the temperature climbs, many individuals will flock to the pool to find some relief from the heat. While the cool waters can be refreshing, they could also be contaminated with bacteria that can make you sick. Read on to learn about the three most common illnesses you can catch from spending a day at the pool. Cryptosporidium (Crypto) Crypto, a chlorine-resistant parasite, is one of the most common culprits for post-pool day illness and can cause diarrhea, stomach pain and nausea. Unfortunately, symptoms can last up to two weeks. To avoid getting sick, don’t swallow pool water or…read more →

Age Discrimination in Benefits Plans Unconstitutional, Tribunal Finds

Age Discrimination in Benefits Plans Unconstitutional, Tribunal Finds

Age Discrimination in Benefits Plans Unconstitutional, Tribunal Finds When Ontario abolished mandatory retirement in 2006, employers could still terminate benefits for workers who turned 65. But in May, the province’s Human Rights Tribunal determined the provision in the Human Rights Code that allowed employers to do so was unconstitutional. Steve Talos, a high school teacher at the Grand Erie District School Board, brought a complaint to the Human Rights Tribunal, alleging age discrimination.  He wanted to keep teaching past age 65 primarily because his wife required expensive medication following a diagnosis with ovarian cancer. But the school board didn’t provide benefits to teachers over age 65. The tribunal originally determined the board’s defence was valid, as a section of the Human Rights Code permits pension and benefit plans to treat workers older than 65 and younger than 18 differently than their colleagues. So Talos…read more →

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