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7 Tips for a Safe Swim

7 Tips for a Safe Swim

Whether you’re headed up to the cottage or planning a pool party, knowing some basic water safety tips can help keep you and your fellow swimmers out of trouble. But water safety is about more than just preventing dangerous situations. Speak to us today about your homeowner’s policy coverage! If someone is swimming on your property and injures themselves, you could find yourself in hot water — so consider these seven tips to keep your guests safe and avoid a liability claim: Keep an eye on the kids. Children should never be left alone in (or near) the pool or lake — even if you run inside to answer the phone or grab a snack, it’s worth bringing the kiddos with you or asking another adult to supervise. For added safety, consider making lifejackets mandatory for younger kids who like…read more →

Planning a Vacation? Don’t Forget to Check These 10 Items Off Your To-Do List!

Planning a Vacation? Don’t Forget to Check These 10 Items Off Your To-Do List!

Don’t let getting away from it all get you down this season. Whether you’re planning a jaunt to a woodsy cabin, a juggernaut road trip or a jump across the pond, being prepared is the key to a stress-free return home. Speak to us today about your homeowner’s policy! Once your bags are packed, be sure to check these pre-vacation to-dos off your list: Leaks happen. You can avoid coming home to water damage caused by a burst pipe or leaky appliance by shutting off your main water valve before you leave. Arrange for someone you trust to check on your home every few days. That means going in and looking around every room on every floor (even the garage). If anything happens, they can take action (and alert you) before further damage occurs. Got a few neighbours you’re fond…read more →

Safety Focused: ATV safety, home painting precautions, & how to reduce choking hazards for small children

Safety Focused: ATV safety, home painting precautions, & how to reduce choking hazards for small children

This month’s Dan Lawrie Insurance Brokers Safety Focused newsletter features articles on ATV safety, home painting precautions, and how to reduce choking hazards for small children. ATV Safety As warmer weather approaches, more people will be using all-terrain vehicles (ATVs) for recreation. While riding an ATV is a fun activity, they can be extremely dangerous. In fact, in the last 10 years, there have been hundreds of ATV-related deaths across Canada. Here’s how to keep you and your family safe while operating an ATV: Read the operator’s manual and attend ATV instruction classes before riding. Wear gloves to reduce vibration pressure and to improve grip. Wear boots to maintain balance and control, protect feet and legs from debris, and maintain sound footing. Wear a long-sleeve shirt and pants to avoid burns and scratches. Always be aware of your surroundings. Watch…read more →

The Inside Scoop on Car Insurance Premiums

The Inside Scoop on Car Insurance Premiums

Whether you’re thinking of buying a new vehicle or just shopping around for a new car insurance provider, it helps to understand how insurance companies determine the amount you’ll pay for coverage. Let us break it down for you. Contact us today about your car insurance coverage! How are car insurance premiums calculated? While there are several factors that go into determining the cost of your car insurance, here are three of the most influential things insurance companies consider: Statistical data about the make, model, and year of your vehicle. Insurance companies use the Canadian Loss Experience Automobile Rating (CLEAR) system to price car insurance based on the likelihood that a vehicle will be involved in a claim and how much it’ll cost to cover the damages. Vehicles that are statistically less likely to be involved in collision or theft…read more →

Have the Liability Floodgates Opened Against Directors and Officers?

Have the Liability Floodgates Opened Against Directors and Officers?

SCC Examines Personal Liability for Directors and Officers On July 13, 2017, the Supreme Court of Canada (SCC) delivered its decision in Wilson v. Alharayeri (Wilson). In doing so, the SCC reaffirmed that directors and officers may be held personally liable for oppressive conduct. The SCC’s decision is significant as it provides additional guidance on what courts should consider before issuing an order in an oppression remedy claim against a director or officer. In particular, the SCC outlined four principles to guide courts in developing an appropriate remedy in oppression cases. The SCC’s decision may assist businesses as they evaluate whether certain types of corporate conduct could lead to personal liability for their directors and officers in the future. Speak to us today about how this decision could affect your organization! WHAT IS THE OPPRESSION REMEDY? The oppression remedy is…read more →

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