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Planning for the future success – or survival – of your business | Part 2

Planning for the future success – or survival – of your business | Part 2

In our last article we broached the subject of Estate Planning. Many business owners put off thinking about how, and to whom, their business will be passed when they die. While every business owner’s estate plan is unique; here are 7 areas that should be addressed: 1. WILLS AND POWERS OF ATTORNEY: Having a will is particularly important in the case of a business owner. Among its many benefits; in the event of unexpected death, the will can provide the executor with instructions on how to deal with the business, and who will have the power to make decisions. A business owner can use a will to address the issue of equalizing bequests between children who are active in the business and those who are not. Contact us to help with your succession planning. Your business is probably the largest…read more →

International Marketplace Insights | September 2019 Edition

International Marketplace Insights | September 2019 Edition

International Marketplace Insights | September 2019 Edition Events, developments, and opportunities in the international marketplace. We occupy a unique position in the international risk management and employee benefits marketplace, and have the ability and resources to help you globally. We provide our clients exclusive access to a dedicated, in-sourced international department, effectively on their payroll and fully integrated within their operations, acting as an extension of their team. Our network provides access to more experience, technical resources, and innovative industry expertise. We are able to provide direct local involvement worldwide and strengthen insurer relations, providing regional knowledge and expertise as well as regulatory compliance. Please contact us at 1-800-661-1518 if you have any questions or concerns regarding international insurance. Recent Successes: Placed an All Risks Property policy including Flood & Windstorm for a gaming equipment company with property located in casinos in the US…read more →

Sending your teen off to school? Don’t skip these 7 steps

Sending your teen off to school? Don’t skip these 7 steps

Sending your teen off to school? Don’t skip these 7 steps Moving away to college or university will likely be the longest stretch of time your teen has ever spent away from home, and taking a little time to prepare can help make the transition go as smoothly as possible. In your final few weeks of back-to-school shopping, packing, and enjoying what’s left of the summer holidays, take these 7 steps to prepare your teen for dorm life: Teach some laundry lessons. If you don’t happen to have a kid who loves doing his own laundry, plan to teach him how to sort colours, follow washing directions, and run the washer and dryer before he moves away to school. Remember to pack stain remover, detergent, and a roll of coins for the machines in his dorm. Don’t let the bed bugs bite. Bed bugs…read more →

Live Well, Work Well – August 2019

Live Well, Work Well – August 2019

The Live Well, Work Well newsletter is an employee newsletter that is produced monthly and covers topics like health, wellness, fitness, nutrition and personal finance. This month’s version discusses the impact of poor diet on your health, details how your heart rate is an indicator for your health and fitness, and explains how introducing allergenic foods early in a child’s life may help prevent allergies. 1 in 5 Deaths Worldwide Associated With Poor Diets According to a recently published study, 11 million deaths in 2017 were attributable to dietary risk factors. That total number translates to one-fifth of the world’s total deaths. The study defines dietary risk factors and poor diets as ones that are heavy in sugar, salt and trans fats. While this study reveals startling numbers, it’s a well-known fact that eating healthy can help reduce your risk…read more →

Planning for the future success – or survival – of your business

Planning for the future success – or survival – of your business

When we broach the subject of estate planning with clients, who are small-business owners, we ask them about their contingency plans. “God forbid, you’re stuck somewhere overseas – who’s running your business?” That concept is something that people can grasp. They can see themselves tied up for a short period. Many business owners put off thinking about how, and to whom, their business will be passed when they die. Failing to put an estate plan in place can jeopardize the future success – or, indeed, the very survival – of a business and potentially unravel a lifetime’s work on the part of the owner. We give you the confidence about the decisions you need to make. Your business is probably the largest asset on the balance sheet, and some business owners are not treating it with the same respect as…read more →

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