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International Insurance Newsletter – March 2018 Edition

International Insurance Newsletter – March 2018 Edition

The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. We are an authorized Globex International Group Broker Partner in 130 countries around the world. Please contact us at 1-800-661-1518 or click here if you have any questions or concerns regarding international insurance. Recent Successes Bound a Clinical Trials Liability policy in Brazil for a one center study on the effectiveness of an injectable contraceptive on 175 female participants. Issued various local policies in 6 territories relating to Property, General Liability, Workers Comp / Employers’ Liability and Directors & Officers Liability all as part of US controlled master programs. European Union The General Data Protection Regulation (GDPR), agreed upon by the European Parliament and Council in April 2016,…read more →

Live Well, Work Well – March Edition

Live Well, Work Well – March Edition

In this March 2018 edition we discuss the dietary benefits of fruits and vegetables, common migraine triggers, and detection methods for breast cancer.   Dietary Benefits of Fruits and Vegetables Fruits and vegetables are essential to maintaining your health and contain many important nutrients. The following are some dietary benefits of fruits and vegetables to keep in mind: Most fruits and vegetables are naturally low in fat, sodium and calories. None have cholesterol. Many fruits and vegetables contain vitamin C, which is important for growth, healing cuts and aiding iron absorption. Diets rich in potassium help to maintain healthy blood pressure, decrease bone loss and reduce the risk of kidney stones. To increase your potassium intake, try carrot juice, lima beans or white potatoes. Common Migraine Triggers Migraine headaches are episodic, recurrent headaches that usually occur on one side of the…read more →

Announcing Our Partnership with Hamilton Health Sciences Foundation

Announcing Our Partnership with Hamilton Health Sciences Foundation

We are proud to be a part of this wonderful initiative and strongly believe in supporting our local community. Many of our own employees and customers have been touched by Hamilton Health Sciences and we are excited to partner in making this program a success! To help ensure quality health care is available for the Hamilton community we will be donating $20 for every home, auto, life or business insurance quote requested by a Hamilton Health Sciences Foundation (HHSF) donor, Hamilton Health Sciences employee, or the general public. The individual must reference the Care4 program or Hamilton Health Sciences when speaking to a sales representative. All proceeds will be donated directly to Hamilton Health Sciences Foundation (HHSF). For all quote requests and qualifying details, please click here. About Hamilton Health Sciences Foundation and Care4: Hamilton Health Sciences Foundation is a registered charitable organization raising…read more →

Personal Lines Perspectives: What To Do When Your Vehicle Breaks Down

Personal Lines Perspectives: What To Do When Your Vehicle Breaks Down

Be Prepared No one ever plans to have their car break down, but you can plan ahead to deal with it safely. Read on to learn about some helpful hints to help you remain safe and injury-free should you get stuck on the road. Breakdown Safety Basics If your car breaks down, your safety should be your primary concern. Consider these safety tips: Move your vehicle to a safe area before getting out to check on damage or to make a repair. If you were involved in an accident, signal to the other driver to pull off to a safe spot too. If your vehicle will not move and is not drivable, stay in your vehicle and call for help on your cell phone. Always put on your hazard lights when you pull off to the side of the road…read more →

How Effective Is Your Directors & Officers Policy?

How Effective Is Your Directors & Officers Policy?

The number of Employment Practice Liability (EPL) lawsuits has been steadily increasing for years in Canada and no matter how prepared you are, or how good your procedures are, still over 50% of lawsuits are settled in favour of the employee. I find that EPL is an often overlooked part of an organizations insurance & risk management review as people feel, “it’s included in my Directors & Officers Policy, so it’s all ok.” Or is it really? When was the last time you actually reviewed this coverage? I would guess you probably haven’t. Do you know what your limits are or even what your deductibles are, or how would your policy respond to a breach of a written employment contract? One of the biggest advantages of EPL insurance is having your legal defense provided for you. Most Not For Profit’s would have…read more →

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