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Live Well, Work Well – June 2017 Edition

Live Well, Work Well – June 2017 Edition

June Is ALS Awareness Month Around 3,000 Canadians are currently living with amyotrophic lateral sclerosis, more commonly known as ALS or Lou Gehrig’s disease. Usually progressing rapidly, ALS claims the lives of 80 per cent of its victims within two to five years of diagnosis. Many people were first made aware of ALS in 2015 during the “ice bucket challenge”—a social media phenomenon where people took videos of themselves pouring a bucket of ice over their heads to increase awareness of ALS. ALS is caused when the motor neurons responsible for muscle movement are destroyed. This disease initially paralyzes the muscles of the hands or legs before disabling other muscles in the body. From there, the illness often spreads, leading to organ failure and death. While it most often impacts those between the ages of 40 and 60, ALS can…read more →

Father’s Day Gift Guide

Father’s Day Gift Guide

Father’s Day Saving Tips Start Here The kids will ensure that this Father’s Day, June 18th, Dads everywhere are loaded up with thoughtful gifts, but don’t overlook the gift you can give yourself: saving your hard-earned money. Let’s start with the plastic in your wallet Does your credit card pay you? If it doesn’t, perhaps it’s time to check out a new card. There are many rewards credit cards that offer cash back, travel perks, or points that can go toward buying gift cards, entertainment, activities or merchandise. If a card will give you cash back or help you spend less on items you’d buy anyway, perhaps that’s a credit card that deserves a slot in your wallet. Celebrating Father’s Day by going on a trip? If you’ll be spending Father’s Day this year on a weekend trip, chances are when you’re…read more →

Compliance Bulletin: Government Suspends CASL Legislation

Compliance Bulletin: Government Suspends CASL Legislation

Government Suspends Private Right of Action Provisions of CASL In response to concerns raised by businesses, charities and non-profits, the Government of Canada recently announced it would be suspending the private right of action (PRA) provisions of Canada’s Anti-spam Legislation (CASL). These provisions were scheduled to come into force July 1, 2017, and would have allowed lawsuits to be filed against organizations, as well as their officers, directors and agents, by anyone who felt affected by an act or omission that violated CASL. In its news release, the government said the suspension would allow for a parliamentary committee review of the PRA aspects of CASL. The government hopes this review and PRA suspension will reduce the amount of red tape Canadian organizations must wade through in order to comply with CASL. HIGHLIGHTS In response to concerns raised by businesses, charities…read more →

Understanding Umbrella Insurance

Understanding Umbrella Insurance

Unfortunately, accidents happen — and it’s not uncommon for jury awards and out-of court settlements to run into the millions of dollars. While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection? For example, what if: Your teenager runs a stop sign, causing a serious accident? A deliveryman falls on your sidewalk and is seriously injured? A guest is injured by your family dog? If you are found to be legally responsible for injuring someone or damaging their property, without a personal umbrella liability insurance policy, anything beyond the limits of your standard liability insurance coverage will come out of your own pocket. Standard liability insurance generally includes homeowners, renters, auto and watercraft policies. Like an umbrella that protects you from…read more →

Cyber Liability Insurance: Does my business need it? Your questions answered!

Cyber Liability Insurance: Does my business need it? Your questions answered!

What is Cyber Liability Insurance? Cyber-insurance is an insurance product used to protect businesses and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. Despite the fact that data breaches can impact any business at any time, for many of our clients, cyber liability is a brand new concept—and they’re not alone. We ask clients to consider some of the following questions when determining whether their business is at risk: How many records containing personal information does your organization retain or have access to? Do all portable media and computing devices need to be encrypted? Could you make a claim if you were not able to detect an intrusion until several months or years had elapsed? Click here to take our online Cyber Risk Exposure Survey in under 5 minutes!   But…read more →

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