Blog

What Is Term Life Insurance?

Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay your beneficiaries the face value of your policy. Term insurance differs from the permanent forms of life insurance, such as whole life, universal life, and variable universal life, which generally offer lifetime protection as long as premiums are kept current. Also, unlike other types of life insurance, term insurance does not accumulate cash value. All the premiums paid are used to cover the cost of insurance protection, and you don’t receive a refund at the end of the policy period. The policy simply expires. Term life insurance is often less expensive than permanent insurance, especially when you are younger. It may be appropriate if you want insurance only for…read more →

Do You Need Commercial Insurance?

Are Your Business Insurance Rates Too High? Do you really know what you are covered for? Ranked in the top 5% of Insurance Brokerages in Canada, Dan Lawrie Insurance Brokers located in Hamilton, Ontario has access to over 60 outstanding Canadian and International insurance companies!  What that means to you, is that with one single phone call to us, you have access to the top insurance companies competing for your business to ultimately give you the lowest price and the best possible coverage. As specialists in serving the Automotive Industry, we know what it takes to design a comprehensive, cost-effective insurance program that will provide you with the most for your insurance dollar! You’ll be sure to appreciate the value of working with us making a direct comparison of coverage, service expertise and price. Automotive Industry Our Coverage includes: Service Stations Dealerships…read more →

Useful Information For Your Everyday Life

Did you know that you can now subscribe to our monthly insurance newsletters which are highly informative and an easy read! Don’t miss out on tips and important facts for home owners, car owners and more! Click on an image below if you would like to receive the Dan Lawrie Insurance Brokers Ltd. newsletter! Personal Protection Bulletin Business Protection Bulletin Employee Matters Bulletin    

Never Cut Corners When It Comes To Safety in the Workplace

Some employees are happy to take chances when it comes to safety. They take needless risks in an effort to save time or cut their work load. In reality, all they’re doing is subjecting themselves and others to hazards that could cause a serious injury. Workers form bad habits when they repeatedly perform their jobs in an unsafe way and don’t get injured. They become convinced that because of their skills they are incapable of being hurt. It’s this attitude that usually ends up doing them in, because they take even more chances until eventually a serious accident does occur. Unfortunately, that one accident can turn out to be fatal. Most of a chance-taker’s careless acts can be broken down into one of the following categories: Failing to follow proper job procedure Cleaning, oiling, adjusting, or repairing equipment that is…read more →

Dan Lawrie Insurance Brokers - Travelers Insurance Logo Dan Lawrie Insruance Brokers - Economical Insurance LogoDan Lawrie Insurance Brokers - Novex Insurance LogoDan Lawrie Insurance Brokers - Aviva Insurance LogoDan Lawrie Insurance Brokers - Chubb Insurance LogoDan Lawrie Insurance Brokers - Intact Insurance LogoDan Lawrie Insurance Brokers - PemBridge Insurance LogoDan Lawrie Insurance Brokers - Gore Mutual Insurance LogoDan Lawrie Insurance Brokers - PafCo Insurance LogoDan Lawrie Insurance Brokers - Premier Marine Insurance LogoDan Lawrie Insurance Brokers - Jevco Insurance LogoDan Lawrie Insurance Brokers - Aviva Elite Insurance LogoDan Lawrie Insurance Brokers - Manulife Insurance LogoDan Lawrie Insurance Brokers - Equitable Life LogoDan Lawrie Insurance Brokers - The Great West Life Insurance LogoDan Lawrie Insurance Brokers - Sun Life Insurance LogoDan Lawrie Insurance Brokers - The Co-Operators Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - CAA LogoDan Lawrie Insurance Brokers - North Bridge Logo