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Winterizing Your Vehicle, What Do You Need To Do?

Winter can be a beautiful time of year. However, it can also make driving extremely dangerous. Because of this Dan Lawrie Insurance Brokers, Ltd. in Hamilton, Ontario wants to share a few tips to help you get to your destination this wintry, holiday season. Before leaving check you brakes, windshield wipers, exhaust systems and heater/froster to makes sure they are in good working condition Check your radiator fluid level and add antifreeze/coolant as needed Check and see if your wiper blades should be replaced/adding a winter formula windshield wiper fluid will help deice your windshield Make sure your tires are properly inflated and that the tread is in good condition When you take the time to winterize your car, you become more comfortable driving in cold, snowy climates. A short commute can quickly become a difficult task when your vehicle isn’t equipped to handle snow…read more →

Make Dan Lawrie Insurance Brokers Your Preferred Auto Insurance Brokerage!

Purchasing Auto insurance is a very important thing. It is, in fact, essential if you own a car. You may be disallowed from driving your car around or be forced to pay high fines if you are caught by the police for any reason. But insurance, any kind of insurance, is something that most people dread or dislike because of the costs attached. In either case, Dan Lawrie Insurance Brokers is ready to be your auto insurance brokerage of choice in Ontario. Because we’re an independent insurance brokerage, we work with top rated carriers that will provide you with the best protection at the best price for your specific needs. Finding the best auto insurance coverage for you and your budget can be a daunting task. We are here to answer your questions and give you the information you need to make an…read more →

Keep Up-To-Date With Dan Lawrie Insurance Brokers

Did you know that you can now subscribe to our monthly insurance newsletters which are highly informative and an easy read! Don’t miss out on tips and important facts for home owners, car owners and more! Click on an image below if you would like to receive the Dan Lawrie Insurance Brokers Ltd. newsletter! Personal Protection Bulletin Business Protection Bulletin Employee Matters Bulletin    

Stop The Treadmill I Want to Get Off!

Many small and large businesses alike are concerned about the sustainability of providing benefits to their employees. This is no surprise considering Canadian employer private drug plan payouts reached $7.6 billion in 2011. This increased by $1.8 billion over the past five years, according to IMS Brogan’s Private Drug Plan Database. For most companies, managing employee benefits costs is like being on a treadmill … shop the market, compare, implement, get the renewal increase, shop the market, compare, implement, get the renewal increase… The Good News is – there are solutions to this treadmill methodology. Employers do not have to be content with the status quo. All employers need to ensure their employee benefit costs are competitive and sustainable in an ever changing health care market place. Healthcare delivery is more complex today and demands are greater due to an…read more →

Estimates on Sandy’s Insured Losses Updated

Taken from: Canadian Underwrite “AIR Worldwide has updated its estimates of insured losses from post-tropical cyclone Sandy to between US$16 billion and US$22 billion. The updated estimate is a result of the latest available information on surge height and extent from the U.S. Geological Survey, surface wind speed observation data, and findings from AIR’s post-disaster survey teams, notes a statement from the catastrophe modeller. The higher estimated losses – up from US$5 billion to US$15 billion the day after Sandy made landfall in New Jersey – follows an increase in estimated losses from storm surge damage, Tim Doggett, principal scientist at AIR Worldwide, notes in the statement. “This, in turn, is driven by a reassessment of the percentage of flood losses that will actually be paid, as well as an improved storm surge footprint run against high-resolution industry exposure information.”…read more →

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