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Dan Lawrie Insurance Brokers Would Like To Say Happy Holidays To You

Its that time of the year again, and the staff at Dan Lawrie Insurance Brokers located in Hamilton, Ontario would like to wish you and your loved ones a happy and safe holiday season. we will be closed Tuesday December 25th and Wednesday December 26th. If you would like to obtain a new Commercial or Personal Insurance policy simply contact Dan Lawrie insurance Brokers today at (800) 661-1518!

Contractors Know Building Value

One of the ongoing dilemmas in Building insurance claims involves determining a valid cost for the replacement or restoration of damaged property. When this insurance is first written, there are a number of approaches for arriving at a reasonable amount of coverage — yet nearly all of the commonly used methods have their weaknesses. For example, some businesses want coverage equal to what they have paid for the building. However, this ignores the value assigned to the location, which might have increased (or decreased, depending on the location) significantly. Others prefer using real estate appraisals; but this leads back to the sales price, not the construction price. Square footage and building material cost estimators are also common. However, even if they are fairly accurate in methodology, they depend on the accuracy of the data put into the formulas (garbage in — garbage…read more →

Dan Lawrie Insurance Brokers Donates Christmas Presents to the City Kidz of Hamilton!

The staff of Dan Lawire Insurance Brokers located in Hamilton, Ontario teamed up with the City Kidz of Hamilton this year during their annual DLIB Christmas Party. The staff  at Dan Lawrie Insurance Brokers presented gifts to Susan Lamont  who is the Director of Development of the City Kidz of Hamilton so that she can distribute the gifts accordingly to the children who are involved with the organization. Below is a letter that we had received from Susan Lamont. Dear Dan, Bob & Staff, Thank you so much for joining our team to support our 2012 Gift of Christmas campaign and helping us put a big smile on the faces of children Your generous support allowed us to find that special gift on their wish list and deliver it right to their home. Parents with limited resources were extremely grateful “Thank you sooooo much. My children will love these gifts! I’m speechless! Thanks for making our Christmas extra special.” Anonymous Mom Five tear old…read more →

Make Sure You Are Protected This Holiday Season

Taken From: National Fire Protection Association Written By: John Hall “The winter holiday season should be a joyous time of year. However, certain types of fires and injuries associated with holiday decorating are much more common during this season. Christmas tree fires In 2006-2010, fire departments responded to an estimated annual average of 230 home structure fires that began with Christmas trees.  Home Christmas tree fires caused an average of four civilian deaths, 21 civilian injuries, and $17.3 million in direct property damage per year. Although these fires are not common, when they do occur, they are unusually likely to be serious. On average, one of every 66 reported home structure Christmas tree fires resulted in a death compared to an average of one death per 144 total reported home structure fires. Nearly half of the home Christmas tree structure…read more →

Holiday Shoppers Beware!

Taken from: About.com By Charles Montaldo “Shopping during the holiday season can present unique danger. Taking a few prevention measures can help keep your holiday season joyous. The holiday season is a time when busy people can become careless and vulnerable to theft and other holiday crime. The following tips from the Los Angeles Police Department Crime Prevention Section can help you be more careful, prepared and aware during the holiday season. Shop during daylight hours whenever possible. If you must shop at night, go with a friend or family member. Dress casually and comfortably. Avoid wearing expensive jewelry. Do not carry a purse or wallet, if possible. Always carry your driver’s license or identification along with necessary cash, checks and/or a credit card you expect to use. Even though you are rushed and thinking about a thousand things, stay alert…read more →

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