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Make Dan Lawrie Insurance Brokers Your Preferred Auto Insurance Brokerage!

Purchasing Auto insurance is a very important thing. It is, in fact, essential if you own a car. You may be disallowed from driving your car around or be forced to pay high fines if you are caught by the police for any reason. But insurance, any kind of insurance, is something that most people dread or dislike because of the costs attached. In either case, Dan Lawrie Insurance Brokers is ready to be your auto insurance brokerage of choice in Ontario. Because we’re an independent insurance brokerage, we work with top rated carriers that will provide you with the best protection at the best price for your specific needs. Finding the best auto insurance coverage for you and your budget can be a daunting task. We are here to answer your questions and give you the information you need to make an…read more →

Keep Up-To-Date With Dan Lawrie Insurance Brokers

Did you know that you can now subscribe to our monthly insurance newsletters which are highly informative and an easy read! Don’t miss out on tips and important facts for home owners, car owners and more! Click on an image below if you would like to receive the Dan Lawrie Insurance Brokers Ltd. newsletter! Personal Protection Bulletin Business Protection Bulletin Employee Matters Bulletin    

Stop The Treadmill I Want to Get Off!

Many small and large businesses alike are concerned about the sustainability of providing benefits to their employees. This is no surprise considering Canadian employer private drug plan payouts reached $7.6 billion in 2011. This increased by $1.8 billion over the past five years, according to IMS Brogan’s Private Drug Plan Database. For most companies, managing employee benefits costs is like being on a treadmill … shop the market, compare, implement, get the renewal increase, shop the market, compare, implement, get the renewal increase… The Good News is – there are solutions to this treadmill methodology. Employers do not have to be content with the status quo. All employers need to ensure their employee benefit costs are competitive and sustainable in an ever changing health care market place. Healthcare delivery is more complex today and demands are greater due to an…read more →

Estimates on Sandy’s Insured Losses Updated

Taken from: Canadian Underwrite “AIR Worldwide has updated its estimates of insured losses from post-tropical cyclone Sandy to between US$16 billion and US$22 billion. The updated estimate is a result of the latest available information on surge height and extent from the U.S. Geological Survey, surface wind speed observation data, and findings from AIR’s post-disaster survey teams, notes a statement from the catastrophe modeller. The higher estimated losses – up from US$5 billion to US$15 billion the day after Sandy made landfall in New Jersey – follows an increase in estimated losses from storm surge damage, Tim Doggett, principal scientist at AIR Worldwide, notes in the statement. “This, in turn, is driven by a reassessment of the percentage of flood losses that will actually be paid, as well as an improved storm surge footprint run against high-resolution industry exposure information.”…read more →

Don’t Let Financial Planning Mistakes Damage Your Retirement

Although many people think that the real danger to their retirement comes from not having enough money or Social Security when the time comes, financial planners say that a far greater risk is making mistakes that squander the resources you have when you leave the workplace. Terence L. Reed, CFP, author of The 8 Biggest Mistakes People Make with Their Finances Before and After Retirement, offers this advice on avoiding four of the most common mistakes: Put your plans in writing. If you’re married or with a partner, be sure that they contribute equally. Retirement isn’t a do-it-yourself project. Written plans are less likely to overlook key elements. Be certain to address every aspect of retirement, such as spending, allocation of expected retirement benefits from pensions or Social Security, provision of insurance, and plans to live or travel. Be realistic about your willingness…read more →

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