Blog

OHIP+ Set To Launch January 1st

OHIP+ Set To Launch January 1st

OHIP+ Set to Launch January 1st OHIP+ is launching as scheduled on January 1, 2018. As of that date, all Ontarians under 25 who have OHIP coverage – regardless of income, family or student status – will automatically be covered under the Ontario Drug Benefit (OBD) program, with no deductible or co-payment. OHIP+ claims will be submitted by Ontario pharmacies and adjudicated online using the individual’s OHIP card. The pharmacy community has confirmed they will have necessary changes in place for January 1, 2018 to submit OHIP+ claims to the government. No application is needed to enrol in the program and OHIP+ coverage will end on an individual’s 25th birthday. OHIP+ Quick Facts What this is As of January 1, 2018, Ontarians under age 25 who are eligible for OHIP, will receive free prescriptions for the approximately 4,400 drug products…read more →

Bill 148 Undergoes Significant Amendment: What Does It Mean for Employers?

Bill 148 Undergoes Significant Amendment: What Does It Mean for Employers?

Bill 148, the Fair Workplaces, Better Jobs Act, 2017, passed Third Reading in the Ontario Legislature on Wednesday, November 22, 2017. The legislation introduces significant amendments to Ontario’s Employment Standards Acts and Labour Relations Act, and limited amendments to the Occupational Health and Safety Act. Most of the amendments come into force on January 1, 2018. For assistance, contact any member of our team. Employment Standards Act Increased Minimum Wage. The general minimum wage will increase to $14 per hour effective January 1, 2018 and $15 per hour effective January 1, 2019. Equal Pay for Equal Work. A part-time, casual employee or temporary employee will be entitled to the same rate of pay as a full-time employee performing substantially similar work. A distinction in rate of pay will be permitted only where based on (a) a seniority system, (b) a…read more →

International Insurance Update – December 2017 Edition

International Insurance Update – December 2017 Edition

The world is a complex place and you have a lot to worry about. It is critical that you have the confidence that the insurance broker you choose has the ability and resources to help you globally. We are an authorized Globex International Group Broker Partner in 130 countries around the world. Recent Successes Placed a standalone General Liability policy for a company in Mexico buying and selling scrap metal and plastic commodities for steel mills and recycling facilities. Worked with US partner broker to implement a Property, General Liability, and Employers Liability program in Dominican Republic and UK for a US based designer and manufacturer of body-armor systems. Placed local Directors & Officers policy in Brazil as part of a controlled program for a global Contract Research Organization. EMEA New research reveals that only 15% of potential cyber losses are…read more →

Holiday Tip: Choosing The Right Charity

Holiday Tip: Choosing The Right Charity

During this holiday season, it’s important to learn some best practices for avoiding scams and choosing a trustworthy charity. Whether they are providing supplies to help the victims of a disaster or simply want to support a cause they believe in, Canadians donate to charities each year to help those in need. And while most charities are trustworthy and work hard to provide for the less fortunate, there are dishonest groups of people who prey upon the good intentions of others. By creating fake charity campaigns or abusing donations, scam artists take advantage of those who want to help. To ensure that your donations directly support your intended cause, it’s important to learn some best practices for avoiding scams and choosing a trustworthy charity. How to Avoid Scams Despite the urge to help a cause as soon as possible, it…read more →

The Benefits of Accounts Receivable Insurance

The Benefits of Accounts Receivable Insurance

Accounts receivable are often a business’s largest asset. If your customers are unable to pay what they owe, potential bad debt losses can present a substantial threat to your business. Accounts Receivable insurance is a form of insurance that transfers risk of businesses seeking to protect their accounts receivable against nonpayment. Accounts Receivable Insurance, also known as Trade Credit Insurance, should not be confused with any reference to accounts receivable insurance often shown as an extension on a business insurance policy, which refers to the direct loss or damage of account receivable records and resulting expenses. Accounts Receivable insurance policies are created to suit your needs and offer a number of important benefits: Improved Sales. Businesses with Accounts Receivable insurance can boost their sales by offering customers and prospects more favourable credit terms, while eliminating the need for costly letters…read more →

Dan Lawrie Insurance Brokers - Travelers Insurance Logo Dan Lawrie Insruance Brokers - Economical Insurance LogoDan Lawrie Insurance Brokers - Novex Insurance LogoDan Lawrie Insurance Brokers - Aviva Insurance LogoDan Lawrie Insurance Brokers - Chubb Insurance LogoDan Lawrie Insurance Brokers - Intact Insurance LogoDan Lawrie Insurance Brokers - PemBridge Insurance LogoDan Lawrie Insurance Brokers - Gore Mutual Insurance LogoDan Lawrie Insurance Brokers - PafCo Insurance LogoDan Lawrie Insurance Brokers - Perth Insurance LogoDan Lawrie Insurance Brokers - Premier Marine Insurance LogoDan Lawrie Insurance Brokers - Jevco Insurance LogoDan Lawrie Insurance Brokers - Aviva Elite Insurance LogoDan Lawrie Insurance Brokers - Manulife Insurance LogoDan Lawrie Insurance Brokers - Equitable Life LogoDan Lawrie Insurance Brokers - The Great West Life Insurance LogoDan Lawrie Insurance Brokers - Sun Life Insurance LogoDan Lawrie Insurance Brokers - The Co-Operators Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - Waterloo Insurance LogoDan Lawrie Insurance Brokers - CAA LogoDan Lawrie Insurance Brokers - North Bridge Logo