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Live Well, Work Well – January 2020

Live Well, Work Well – January 2020

Don’t Fall Into This New Year’s Resolution Trap One of the most common New Year’s resolutions is to lose weight. Unfortunately, many people look to fad diets and weight loss products in hopes of achieving their goals quickly. While fad diets may prove effective initially, research shows that many people don’t find long-term success with these types of diets. Lasting Lifestyle Changes vs. Quick Fixes Instead of setting a goal to lose weight quickly in the new year, it can be more effective to set goals that lead to a healthier lifestyle overall. Common lifestyle New Year’s resolutions include: Exercise regularly—Aim to get at least 150 minutes of moderate aerobic activity or 75 minutes of vigorous aerobic activity a week, and to do strength-training exercises of major muscle groups at least twice a week. Maintain a well-balanced, healthy diet—Try to…read more →

The “Hard” Versus “Soft” Insurance Market

The “Hard” Versus “Soft” Insurance Market

The insurance market is cyclical.  During a “soft” market, there’s lots of competition between companies as they try to expand their market share.  Premiums hold steady or decrease.  It’s fairly easy to get coverage for all kinds of risks.  As someone looking to buy insurance, you may have a number of options from which to choose and underwriting rules are less stringent. A “hard” market happens as positive financial results, become more difficult for insurers.  Payouts may have increased over a long period of time.  Challenging regulatory changes that negatively impact results occur and profits have declined.  As a result, insurance companies are less inclined to take on new business.  The requirements to get insurance are stricter and premiums are more expensive.  There may be attrition in the insurance market as fewer players offer coverage to consumers.  Capacity becomes scarcer….read more →

International Marketplace Insights | January 2020 Edition

International Marketplace Insights | January 2020 Edition

International Marketplace Insights | December 2019 Edition Events, developments, and opportunities in the international marketplace. We occupy a unique position in the international risk management and employee benefits marketplace, and have the ability and resources to help you globally. We provide our clients exclusive access to a dedicated, in-sourced international department, effectively on their payroll and fully integrated within their operations, acting as an extension of their team. Our network provides access to more experience, technical resources, and innovative industry expertise. We are able to provide direct local involvement worldwide and strengthen insurer relations, providing regional knowledge and expertise as well as regulatory compliance. Please contact us at 1-800-661-1518 if you have any questions or concerns regarding international insurance. Recent Successes: Placed local Property & Business Interruption coverage in Taiwan for a large manufacturer of specialized fitness equipment. Managed & coordinated the issue of…read more →

AUDIO BLOG | Entering the Export Market with Confidence w/ Mark Hall

AUDIO BLOG | Entering the Export Market with Confidence w/ Mark Hall

Episode 15: Entering the Export Market with Confidence w/ Mark Hall Podcast by Receivables Insurance Canada Finding new customers in new markets can open up great business opportunities but entering new foreign markets brings in new challenges and a wealth of unknowns. On this episode of the TradeSecurely podcast credit insurance specialist Mark Hall discusses how to gain insight on the credit worthiness of potential customers in other countries. He also explains how a receivables policy can give you access to a wealth of information to help you make the right decision on who to do business with, and how a policy can be crafted to suit trading needs and budgets. Download Transcript | Listen on Receivables Insurance Canada Website Contact Us Today. We are dedicated to providing our clients information and resources that go beyond the business of insurance and risk…read more →

How to Use Business Process Mapping for Operational Success

How to Use Business Process Mapping for Operational Success

How to Use Business Process Mapping for Operational Success Information provided by Mentor Works Business process mapping is a lean management strategy that seeks to understand and eliminate sources of waste. Companies often rely on many processes to provide value to customers; by mapping how these processes work, firms can identify which activities add value and which activities cause friction in the process, making it less efficient. While most common in manufacturing, business process mapping can apply to virtually any industry. Managers must understand how their company operates at all levels. Business process mapping is an essential tool that demonstrates how internal activities are performed. There are many types of business process maps that companies can use to support compliance, onboarding employees, completing internal audits, and improving operations. The type of map and frequency of examination often depend on the…read more →

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